Premierline Direct - The commercial insurance specialists
At Premierline Direct we are very much aware that arranging insurance is not usually the first thing that springs to mind when you are running a business. You want to get paperwork out of the way fast and concentrate on making your business a success.
But we all know how important it is to have the right business insurance - after all, the right cover will give you peace of mind, knowing your business is properly covered should the unforeseen happen.
When people think of business insurance, they often think of protecting what they have - this includes premises, the contents of those premises, being able to continue operating should the worst happen, motor insurance, and then perhaps other specialist insurance cover or extras, like computer breakdowns or theft by employees you may feel your particular business needs.
What is right for your business will depend on its unique circumstances.
That is why we do everything possible to make the process of choosing an insurance policy that is appropriate for your business as transparent and straightforward as possible.
Shop Insurance
- £2m public and products liability as standard.
- We automatically increase cover
for stock during busy times of the year.
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Pub Insurance
- Standard cover includes business contents and £2m public and products liability.
- Pub insurance customers save £275 on average when they switch to us.
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Restaurant Insurance
- Our standard cover includes contents and stock to the value which you specify.
- Our annual restaurant insurance premiums start at £63 per month.
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Tradesman Insurance
- £1m public liability cover as standard with optional employers liability
cover.
- Contractors save on average £253 when they switch to us.
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There are also slightly less well known - but equally vital - areas of business insurance cover that insure you against claims that can be made against your business.
Public Liability Insurance is a great idea if customers visit your place of business, or you go to theirs.
Public liability insurance will cover you if compensation is awarded for damage or injury caused by your business. As well as damages, it generally covers such things as legal fees, expenses and even compensation for the time you spend attending court.
It's worth keeping in mind that having public liability insurance can actually help you secure business because it helps reassure your customer. In fact, many customers and businesses won't deal with companies unless they know there is a good public liability policy in place.
Only one type of business insurance is required by law - Employers' Liability Insurance. You must have this if you have any employees.
This kind of cover is designed to pay the costs of damages and legal fees if an employee is injured, becomes ill or is killed at work and a claim is made against your business. And it's important to remember that a claim can be made even years after a company has ceased trading.
Whatever your insurance needs, it pays to take a few minutes to let our experts guide you to the right policy for your business. Not only will it mean you are protecting your business against risk, it's also good for business by providing peace of mind to your employers and customers alike.
Remember - Customers who come over to Premierline Direct save an average of 24% on their current insurance premiums*.
We know that if you're running a business, time is money. That's why we aim to answer your insurance questions as fast and as comprehensively as possible. We can usually give you a quote straight away and we'll get your policy documents in the post fast.
But we don't just stop once we've provided you with great insurance cover. If you need to make a claim, our service is quick and efficient. With our 24/7 claims hotline, we make sure everything is sorted as quickly as possible. Our aim is to get your business up and running again - fast.
Don't forget, Premierline Direct is part of the global Allianz Group, which has more than 60 million customers in over 70 countries. You're in great hands with Premierline Direct.
