|Public liability (Option of £1m, £2m or £5m of cover)|
|As a tradesman you will understand your legal liabilities relating to your customers and projects. Accidents and mistakes can happen and if a customer’s property was damaged as a result of your work then the costs of putting this right could quickly escalate. Public liability cover provides the insurance protection you need should your business have to pay compensation for accidental injury, loss or damage as a result of your business activities. .|
|Tools can get stolen or damaged whilst you are on the job and our cover provides insurance to replace hand tools and portable power tools.|
|If you or your employees were unable to work due to an accident whilst working, this cover will provide an income to help support you whilst you are not earning up to a maximum 2 year period.|
|Employers liability (mandatory if you have employees)|
|Having adequate cover in place to protect your employees in the event of an accident at work is a legal requirement. Our employers liability cover gives £10m of cover against any one occurence.|
|Commercial legal protection|
|We understand that legal costs and expenses arising from employment disputes or property disputes can quickly escalate and could jeopardise your business if you were not properly covered. Our policy provides up to £100,000 cover against any one claim and up to £1,000,000 for compensation awarded following an employment dispute..|
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