Sports club insurance can cover a variety of trades, all with their own unique challenges and exposures. Whether you are running an amateur sports club, a health club, a gymnasium, leisure centre or country club, protecting your livelihood against unforeseen events is fundamental to business continuity.
Typically, sports club insurance can combine a number of covers to safeguard against a wide range of risks. Health clubs for example may specialise more in treatments and relaxation therapies, whereas sports clubs may be more heavily involved in sporting events, training and fixtures.
Either way, protecting your liabilities toward members of the public, visitors and employees, as well as covering your premises, grounds and contents is essential. As careful as you may be, accidents do happen, especially where sports are involved.
Liability insurance can protect you against potentially large compensation awards as a result of someone injuring themselves at your club. Public liability insurance will typically protect you if you were deemed liable and a visitor fell down some stairs and sustained an injury, whereas employers' liability can protect you if your employees are injured also. If you have employees, or even volunteers, you will need to include this in your sports club insurance to fulfil your legal obligation.
The nature of your business will determine the covers that are most important to you, and finding the right sports club insurance tailored to your business can be a challenge in itself. That’s where we come in. We have many years’ experience comparing covers and arranging insurance for sports clubs that meet their specific business needs.
Call us today to discuss your requirements with our insurance advisors or request a call back for when it’s more convenient. Having the right insurance in place can give you peace of mind and let you focus on what really matters – running your club.