What does business emergency cover?
Business emergency cover is designed to give 24/7 cover for many business emergencies. The cover includes:
Business boiler cover
If the boiler in your business premises fails or breaks down, repairing the boiler should be a top priority to keep your staff and customers safe. Finding a plumber or heating engineer at short-notice or in an emergency can be a challenge. Boiler breakdown cover is included as part of the business emergency cover to help you to get the heating and hot water back on, 365 days a year.
To ensure your boiler is in good working order and is safe for your business premises, it is a requirement of this policy to ensure your boiler is serviced annually. For ease, you can optionally add annual central heating boiler servicing to your business emergency cover on a pay per use basis.
Who is business emergency cover suitable for?
This policy is suitable for small business, self-contained premises (below 2500 square feet). It can be purchased as an add-on for business insurance products such as shop insurance, salon insurance and office insurance.
For any of the above emergencies, an approved contractor will come to the business premises and make emergency repairs. This cover is designed for emergency situations and does not cover general wear and tear or things which may cause an inconvenience. This cover is not suitable for businesses that require breakdown cover to plant and machinery or breakdown cover to communal services for multi-let properties.
For business boiler cover, the main heating system (including central heating boiler) must have an output of less than 60kw/hr and not be more than 15 years old. The cover will not be suitable if your heating system is LPG fuelled, oil fired, warm air or a solar heating system.
Our insurance advisors can discuss the suitability of business emergency cover with you over the phone.
Buy business emergency insurance with Premierline
Premierline arranges business emergency cover with specialist provider ARAG as an add-on cover for business insurance. They specialise in business emergency solutions for small businesses. The cover is available 24/7 365 days a year and all permanent repairs are guaranteed for 12 months. Typically this policy will cover the call out charge for an approved contractor to attend your property within 2 hours, any labour charges and the cost of any parts and materials.
Call us today and speak to one of our insurance advisors or alternatively request a callback. We’ll provide advice and professional recommendations to make arranging your business emergency insurance simple and hassle-free.