Director presenting business reults to managers


Directors & Officers Insurance

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Being a company partner, manager or director could be regarded as a high risk occupation given the duties and responsibilities that come with the role. However, did you know that as a company executive you could be held personally and legally liable for claims that could arise from your business decisions?

Therefore, having the right insurance in place to protect the business you’ve worked so hard to build is essential. You have a duty to your employees, shareholders, investors and clients in the advice that you give and the actions you take; but we can all make mistakes. That’s why we arrange Directors and Officers Insurance for businesses of all shapes and sizes, to protect you and other key persons in the business whilst acting in their professional capacity against alleged wrongful acts or breach of duty.

So no matter how large or small your organisation this insurance can provide legal protection; it can cover investigation costs as well as criminal defence costs to protect you in your professional capacity. We work closely with some of the UK’s leading insurers to ensure your business gets the protection it deserves. We understand the time pressures of running a business which is why we do all the hard work for you; to make arranging your insurance simple and hassle free.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Directors and officers (D&O) insurance offers personal liability cover for company directors, officers and managers. We know you have to make tough decisions within your everyday role and we can all make mistakes - so it’s designed to protect you from claims that may arise from decisions and actions taken within the scope of your regular duties.

As a company executive you could be held personally and legally liable for claims that arise from your business decisions and actions. Many business owners are under the impression that as a director of a limited company, your individual liability is limited to your share, or investment, in the business. This is not always the case. Individual directors of a business can be prosecuted for acting outside the capacity of their role, particularly if there are financial or legal implications.

Directors and officers insurance can protect you and your business against wrongful acts committed by a key person within the business. If a key manager acted outside of the remit of their role, they could be pursued for compensation by shareholders, regulators, employees or other third parties. D&O insurance not only covers legal defence costs, but would also cover any compensation awarded as a result of an unsuccessful legal defence.

"Our block of flats insurance policy from another broker had increased too much and they couldn’t get a better price. I found Premierline through an internet search and Dan was there to help straight away. After a few days he had sourced a considerably more competitive and acceptable product with much better terms. I really felt Premierline wanted our business."
Block of Flats Property Owner
Customer since January 2024
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
Directors and officers insurance is typically purchased as a stand-alone policy, in addition to your business insurance policy, to protect key individuals within your business. We can arrange directors and officers cover tailored to your individual requirements.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm