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Compare D&O insurance quotes

Being a company partner, manager or director could be regarded as a high risk occupation given the duties and responsibilities that come with the role. However, did you know that as a company executive you could be held personally and legally liable for claims that could arise from your business decisions?

Therefore, having the right insurance in place to protect the business you’ve worked so hard to build is essential. You have a duty to your employees, shareholders, investors and clients in the advice that you give and the actions you take; but we can all make mistakes. That’s why we arrange Directors and Officers Insurance for businesses of all shapes and sizes, to protect you and other key persons in the business whilst acting in their professional capacity against alleged wrongful acts or breach of duty.

So no matter how large or small your organisation this insurance can provide legal protection; it can cover investigation costs as well as criminal defence costs to protect you in your professional capacity. We work closely with some of the UK’s leading insurers to ensure your business gets the protection it deserves. We understand the time pressures of running a business which is why we do all the hard work for you; to make arranging your insurance simple and hassle free.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 233 Feefo reviews

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What is Directors and Officers insurance?

Directors and officers (D&O) insurance offers personal liability cover for company directors, officers and managers. We know you have to make tough decisions within your everyday role and we can all make mistakes - so it’s designed to protect you from claims that may arise from decisions and actions taken within the scope of your regular duties.

Do I need Directors and Officers insurance?

As a company executive you could be held personally and legally liable for claims that arise from your business decisions and actions. Many business owners are under the impression that as a director of a limited company, your individual liability is limited to your share, or investment, in the business. This is not always the case. Individual directors of a business can be prosecuted for acting outside the capacity of their role, particularly if there are financial or legal implications.

Directors and officers insurance can protect you and your business against wrongful acts committed by a key person within the business. If a key manager acted outside of the remit of their role, they could be pursued for compensation by shareholders, regulators, employees or other third parties. D&O insurance not only covers legal defence costs, but would also cover any compensation awarded as a result of an unsuccessful legal defence.

Cover to fit your business

Directors and officers insurance is typically purchased as a stand-alone policy, in addition to your business insurance policy, to protect key individuals within your business. We can arrange directors and officers cover tailored to your individual requirements.


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"This is the 3rd year in a row I have used Premierline. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks due to Covid-19. So it was a huge relief to find a policy I could afford. Soon work will start to pour in and I’m now ready for it."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)