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Compare D&O insurance quotes

Being a company partner, manager or director could be regarded as a high risk occupation given the duties and responsibilities that come with the role. However, did you know that as a company executive you could be held personally and legally liable for claims that could arise from your business decisions?

Therefore, having the right insurance in place to protect the business you’ve worked so hard to build is essential. You have a duty to your employees, shareholders, investors and clients in the advice that you give and the actions you take; but we can all make mistakes. That’s why we arrange Directors and Officers Insurance for businesses of all shapes and sizes, to protect you and other key persons in the business whilst acting in their professional capacity against alleged wrongful acts or breach of duty.

So no matter how large or small your organisation this insurance can provide legal protection; it can cover investigation costs as well as criminal defence costs to protect you in your professional capacity. We work closely with some of the UK’s leading insurers to ensure your business gets the protection it deserves. We understand the time pressures of running a business which is why we do all the hard work for you; to make arranging your insurance simple and hassle free.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

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What is Directors and Officers insurance?

Directors and officers (D&O) insurance offers personal liability cover for company directors, officers and managers. We know you have to make tough decisions within your everyday role and we can all make mistakes - so it’s designed to protect you from claims that may arise from decisions and actions taken within the scope of your regular duties.

Do I need Directors and Officers insurance?

As a company executive you could be held personally and legally liable for claims that arise from your business decisions and actions. Many business owners are under the impression that as a director of a limited company, your individual liability is limited to your share, or investment, in the business. This is not always the case. Individual directors of a business can be prosecuted for acting outside the capacity of their role, particularly if there are financial or legal implications.

Directors and officers insurance can protect you and your business against wrongful acts committed by a key person within the business. If a key manager acted outside of the remit of their role, they could be pursued for compensation by shareholders, regulators, employees or other third parties. D&O insurance not only covers legal defence costs, but would also cover any compensation awarded as a result of an unsuccessful legal defence.

Cover to fit your business

Directors and officers insurance is typically purchased as a stand-alone policy, in addition to your business insurance policy, to protect key individuals within your business. We can arrange directors and officers cover tailored to your individual requirements.

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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)