What does Landlord home emergency cover?
Landlord home emergency cover is designed to give 24/7 cover for many common home emergencies. The cover includes:
Landlord boiler cover
If the boiler in your residential rental property fails or breaks down, repairing the boiler should be a top priority to keep your tenants safe and warm. Finding a plumber or heating engineer at short-notice or in an emergency can be a challenge, especially if you cannot attend the property. Boiler breakdown cover is included as part of the landlord home emergency cover to help you to get the radiators and hot water back on for your tenants, 365 days a year.
To ensure your boiler is in good working order and is safe for your rental property, it is a requirement of this policy to ensure your boiler is serviced annually. For ease, you can optionally add annual central heating boiler servicing to your landlord home emergency cover on a pay per use basis.
Who is landlord home emergency cover suitable for?
This policy is suitable for landlords of UK-based properties that provide self-contained accommodation for let to tenants for residential purposes.
This cover is designed for emergency situations and does not cover general wear and tear or things which may cause an inconvenience. The cover is not suitable for holiday homes, unoccupied properties, houses of multiple occupation or commercial properties.
For landlord boiler cover, the main heating system (including central heating boiler) must have an output of less than 60kw/hr and not be more than 15 years old. The cover will not be suitable if your heating system is LPG fuelled, oil fired, warm air or a solar heating system.
Buy landlord emergency insurance with Premierline
Premierline arranges landlord home emergency cover with specialist provider ARAG as an add-on cover for residential landlord insurance. They specialise in landlord emergency solutions for both landlords and their tenants. The cover is available 24/7 365 days a year and all permanent repairs are guaranteed for 12 months. Typically this policy will cover the call out charge for an approved contractor to attend your property within 2 hours, any labour charges and the cost of any parts and materials.
Call us today and speak to one of our insurance advisors or alternatively request a callback. We’ll provide advice and professional recommendations to make arranging your landlord emergency insurance simple and hassle-free.