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Compare business legal protection

What is legal protection?

Legal protection, sometimes referred to as commercial legal protection, offers cover against the costs in taking legal action against a third party or defending yourself against legal action in relation to your business. Any business could be subject to legal prosecution at any time, and court expenses can sometimes generate unexpected high costs. Legal cover can protect your business against these high costs in the event that you are taken to court. It also covers any compensation awarded as a result.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 220 Feefo reviews


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What does legal cover protect me against?

There are many insured events that are covered under legal protection, including employee disputes, damage to premises, taxation proceedings, criminal prosecution defence, commercial tenancy agreements and even jury service. Court expenses and compensation awards can be extremely costly, so having legal cover included as standard is a definite bonus for protecting your business.

Do I have to have legal cover?

Whilst legal cover is not required by law, it is a valuable safeguard against unexpected legal proceedings against you. Any business at any time could be subject to legal prosecution and costs can rise rapidly. This can be included as an additional extra, or may be included as standard with your business insurance policy.

What level of cover do I need?

The level of cover offered is usually a standard limit, or you may be offered a choice. Typically, you would be offered a limit and this will usually be the limit in any one period of insurance. Depending on the size of your business and whether the products or services you supply could be considered ‘high risk’, you may then be able to choose a higher or lower limit to suit your trading activities.


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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in. Thank you Premierline."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)