Young woman smiling at an older woman in an armchair in a bright lounge within a care home setting.
Young woman smiling at an older woman in an armchair in a bright lounge within a care home setting.

Care & medical insurance

We work with you to ensure you have the right cover in place to protect your care or medical business

Care & medical insurance with Premierline

The caring and medical profession requires specific insurance to help protect against unforeseen events that may cause damage to your property or harm to your clients or employees.

We can arrange care and medical business insurance cover for a variety of trades, from nursery insurance to pharmacy insurance, optician insurance to doctors insurance; we arrange specialist cover to the medical and care professions to safeguard your business against the unexpected.

Finding tailored cover can be challenging and time consuming, which is why we do all the hard work for you. By comparing quotes from a trusted panel of insurers we ensure you get the right cover to suit your business. We aim to make arranging your insurance simple and hassle free.

Explore popular care & medical businesses in detail:

A close-up of acupuncture needles being inserted into a patient's back.

Acupuncture insurance

Acupuncture therapists require cover that protects against a wide range of risks that face those working as professional practitioners.

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Young girl sitting while a woman adjusts headphones in an audiology office.

Audiologist insurance

Audiologists are faced with a unique set of risks on a daily basis and so having the right insurance is essential to protect you should something go wrong.

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Caregiver walking down a clean, bright hallway, pushing an empty wheelchair.

Care home insurance

Care homes cannot afford disruption to their business —and neither can their residents. It's essential to have the right insurance in place.

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Two people are in a therapy session. Both are seated facing each other. The therapist is holding a pen and notepad.

Counselling insurance

Counselling therapists need insurance to help protect their place of work and defend claims made against them in a professional capacity.

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Dentist in navy shirt and mask focused on a patient sitting on a dentist chair.

Dental practice insurance

Running a dentists can be tough, even more so when you consider the need to balance risks related to your business, patients and employees.

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Doctor holding a tablet, listening to a patient in a well-lit consultation room.

Doctors surgery insurance

Without adequate doctors surgery insurance you could be exposed to a variety of unforeseen events that could impact your ability to practice.

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Person receiving crystal therapy with crystals placed on the top of their head and forehead.

Holistic therapy insurance

Holistic therapy insurance is designed to protect you and your place of work against unforeseen events that could impact your business.

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Nursery worker helping a child step over colorful playground stones.

Nursery insurance

Nurseries and day care centres are unique environments that require specialist insurance to cover the range of risks they are exposed to.

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Woman trying on glasses and consulting with a man, they are in an opticians.

Optician insurance

It's essential for opticians to protect optometry equipment, premises and stock as well as employees and patients with the right cover.

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Woman consulting with two pharmacists at a pharmacy counter with shelves filled with drugs in the background.

Pharmacy insurance

Pharmacy insurance typically safeguards your contents, equipment, stock and medicines as well as covers public and employee liability risk.

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Doctor with stethoscope around his neck sitting at a desk in a medical office.

Surgery insurance

Surgery insurance can be individually tailored to cover your surgeries trading activities to provide you peace of mind to work without worry.

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Can't see your profession?

We arrange insurance for many specialist professions, speak to an advisor today

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Start a quote

Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

Get a quote
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Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

0333 320 6009

Care & medical insurance packages

Depending on your needs, we can usually arrange care and medical cover as a single package or design a bespoke risk management solution to ensure your business activities are protected.

Office & surgery package

Designed for care business that would like to cover their office or surgery and have straightforward insurance needs. In most cases you can compare quotes and buy your policy on our website.

Bespoke risk management

Whether it's treatment cover, medical malpractice insurance or a bespoke suite of risk management products. We can provide recommendations and arrange the cover your require.

Care & medical insurance FAQs

Each business faces a variety of different exposures that could potentially lead to large claims against them. Surgery insurance and dental practice insurance could include cover for medical malpractice and optician insurance may need to include specific cover for specialist equipment.

Most businesses also require cover for assets, including buildings and contents, as well as liability covers. If you are in a profession that provides advice, then professional indemnity insurance can help protect you if you make a mistake that causes financial loss to a client. Depending on the structure of the surgery or care organisation, directors and officers insurance may also need to be considered to protect against claims that may arise from decisions and actions taken in your everyday role.

It may be your business requires specialist cover related to higher-risk activity you may undertake, for example, we could access specialist covers which are designed to protect you while undertaking invasive treatments. Our relationships with specialist care and medical insurers means we can access insurance protection that you may struggle to find easily elsewhere.

The cost of care and medical insurance depends on a variety of factors including the size of your business, your profession, the types of treatments you offer and the level of cover required. In some cases, you can get a personalised quote online or contact one of our business insurance specialists to find out how much your care and medical insurance might cost to protect yourself and your business from unforeseen circumstances.

We understand the varying requirements of medical and care professionals in this sector and listen carefully to the needs of our clients to fully understand their business and the exposures they face to find the most suitable medical business insurance cover.

  • Smiling woman with blonde hair wearing a headset, seated at a desk and looking at a computer screen.

    Why choose us to arrange your care & medical insurance

    • Award winning service

      We're trusted by thousands of SMEs across the UK

    • Comprehensive protection

      We can help with all your commercial insurance needs

    • UK based experts

      Located in Lancaster, our advisors are here to help

We compare quotes from leading insurers

Our customer reviews and testimonials

“Good range of cover at a great price. I was impressed with how they put together a bespoke insurance package for my business. It beat the usual competition in scope and price, ensuring one can sleep at night. I haven't had the need to claim but hope if ever I do, in such an event their services would be likewise efficient and thorough.”
Dental Surgery
Customer since October 2024
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Our independent customer reviews

Speak to a care & medical insurance expert

We understand the risks associated with working in the care and medical sector, whether working with patients young or old an incident could put your business at risk. Speaking to an insurance broker with expertise in the care and medical industry can help you navigate the type of insurance covers you need and evaluate the risks you face. Here at Premierline we pride ourselves on exceptional service standards and will support you for the duration of your policy.

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Start a quote

Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

Get a quote
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Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

0333 320 6009