Person standing in a large warehouse, looking at shelves stocked with various goods.
Person standing in a large warehouse, looking at shelves stocked with various goods.

Commercial and industrial insurance

The commercial sector has complex insurance needs so we work with you to ensure you have the cover you need

Hassle-free commercial and industrial insurance

Businesses within the industrial sector are unique in their nature and require a tailored approach to commercial and industrial insurance to ensure adequate protection is in place.

Activities within these businesses typically involve manufacturing, wholesaling, warehousing and engineering or a combination of all of these activities and require the right insurance cover to protect against a range of risks. That’s why we can arrange comprehensive insurance tailored to provide the cover you need to protect against the unique risks your business faces – no matter how complex your needs are.

Whatever your speciality, commercial and industrial insurance is essential to protect against the risks associated with use of machinery and industrial work to ensure safe practice and business continuity with minimal disruption.

Explore popular commercial and industrial businesses in detail:

A person wearing an apron inspects a glass of beer next to a large brewing tank with more brewery equipment around him.

Brewery & distillery insurance

Brewers & distillers require cover that protects against a wide range of risks that they face while crafting the perfect drink.

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A commercial timber merchant in a red jacket is standing in a lumber warehouse with planks and a forklift.

Builders & timber merchants insurance

Choosing the right insurance for a builder's merchants can be a challenge, taking time to understand the risks to make informed decisions.

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Worker in safety gear standing confidently in an industrial setting.

Engineering insurance

As an engineering business, where precision and care are fundamental to everything you do, insurance must be a top priority to protect you.

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Worker handling fresh greens in a food processing facility with green crates in the background.

Food manufacturers insurance

Whether you specialise in the manufacture of food and drink, food processing or packaging choosing the right insurance is essential.

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Person leaning over a laptop in a workshop, holding a pencil, surrounded by tools and equipment.

Furniture manufacturers insurance

Risks such as storing and moving stock, using machinery, protecting your premises, products and employees means you need the right insurance.

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People gathered around a table discussing documents in an industrial office during a commercial manufacturing meeting.

Manufacturing insurance

Manufacturing can involve extensive and complex processes that require specialist insurance to protect against risks faced on a daily basis.

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Woman in a plaid shirt standing by a printer in a print shop with printing equipment around her.

Printers insurance

Printers are exposed to an array of hazards every day, from heavy, fast-moving machinery to the chemicals used you need comprehensive cover.

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Warehouse staff in high-vis vests shaking hands in front of shelves with boxes.

Warehouse insurance

Warehouses are the vital link between businesses and their customers. Without the right insurance supply chains can snap under the pressure.

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Warehouse delivery worker operating a pallet jack in a well-lit warehouse aisle with stacked boxes.

Wholesalers insurance

The flurry of activity makes wholesalers particularly dangerous and susceptible to a number of perils, but you can protect against these risks.

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Can't see your profession?

We arrange insurance for many specialist professions, speak to an advisor today

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Start a quote

Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

Get a quote
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Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

0333 320 6009

Commercial and industrial insurance FAQs

Typically this sector will require commercial liability cover, as well as extensive commercial property insurance to safeguard buildings, stock and machinery against unforeseen events. Certain industries may well require other insurance products to protect your full range of business activities.

Specific stock insurance may be needed to cover parts, components, or even finished goods as they are transported between factories and warehouses. Cover may also be required to cover goods as they are transported overseas, by rail, air or freight, known as marine cargo insurance.

We have many years’ experience arranging manufacturing insurance, engineering insurance and wholesalers insurance for a variety of trades and have developed a thorough understanding of the associated exposures.

It may be your business requires specialist cover related to stock or the machinery you use, for example, we could access specialist covers which are related to engineering inspections. Our relationships with specialist commercial and industrial insurers means we can access insurance protection that you may struggle to find easily elsewhere.

The cost of commercial and industrial insurance depends on a variety of factors including the size of your business, the jobs that you take on and the types and level of cover required. In some cases, you can get a personalised quote online or contact one of our business insurance specialists to find out how much your insurance might cost to protect yourself and your business from unforeseen circumstances.

By speaking with an insurance professional at Premierline, you’ll be able to discuss your insurance needs and get advice on the different insurance covers that can protect all aspects of your business activity. They’ll be on hand to assist with any queries you have whilst keeping the terms and conditions of your policy easy to understand.

  • Smiling woman with blonde hair wearing a headset, seated at a desk and looking at a computer screen.

    Why choose us to arrange your commercial & industrial insurance

    • Award winning service

      We're trusted by thousands of SMEs across the UK

    • Comprehensive protection

      We can help with all your commercial insurance needs

    • UK based experts

      Located in Lancaster, our advisors are here to help

We compare quotes from leading insurers

Our customer reviews and testimonials

“We've been working with Gina as our account manager for a while and she's been absolutely fantastic. She's gone above and beyond to find us the right cargo policy, taking the time to fully understand our business needs and staying patient and proactive throughout the process. Her professionalism, responsiveness and genuine commitment to getting things right have made a real difference. Couldn't recommend highly enough!”
Electrical Components Wholesaler
Customer since November 2025
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Speak to a commercial and industrial insurance expert

We are committed to providing exceptional service and support to you. Speak to our knowledgeable business insurance specialists today to make arranging your industrial insurance simple and hassle free.

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Start a quote

Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

Get a quote
full width cta icon 2
full width cta icon 2

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

0333 320 6009