Roofing is risky business. Without the right insurance in place, you could find yourself facing a hefty bill if something goes wrong, or off work for a while if you were to have an accident.
The risks of working at height mean that you need quality cover as a safety net to protect you against unexpected events. That’s where we come in.
We understand the pressure of running your own business can be time consuming, particularly when it comes to working on site. We’ve taken the hassle out of arranging your business insurance. If you know what you want and don’t need advice it’s simple for you to compare insurance cover online in a matter of minutes. However, should you need it, we’ll give you all the advice and support you need over the phone so call us today to discuss your insurance requirements.
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Roofer’s insurance, also known as roofing contractor insurance, is a type of business insurance package tailored to protect individuals or businesses that are involved in the roofing industry. Roofing contractors face a unique set of risks and liabilities due to the nature of their work, which often involves working at heights, dealing with heavy materials, and being exposed to various weather conditions.
Roofer’s insurance is essential for protecting roofing contractors and their businesses from the financial risks and potential liabilities associated with their work.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability cover is a fundamental part of your roofer insurance as it can safeguard you if you accidentally dropped a roof tile that landed on a parked car for example. It can also cover any injury to any third party, for instance, if a passer-by tripped over your tools or equipment
Employers’ liability insurance can also be included to protect your staff while they are at work. If you have staff, then adding this to your contractor insurance policy will fulfil your legal requirement, and safeguard your liability if your staff injure themselves at work.
As a business owner, you may wish to consider personal accident cover as well. This can protect you, and your business partners, should they sustain an injury at work. For example, if you fell off a roof and broke your leg leaving you unable to work, then this cover could tide you over financially by providing a weekly benefit while you get back to full health. Having personal accident cover included in your roofers insurance can protect your income should something happen to you.
Your tools and equipment are an essential part of your business, and there are varying levels of cover available to protect them. You may wish to include cover for hired in plant and temporary buildings, depending on the nature of your work and the jobs that you undertake.
A van or a fleet of vehicles could be a crucial part of your business; whether it’s for building site deliveries, tools, or even just getting to and from your worksite daily. You may also have special requirements for vehicles that have special modifications or built-in equipment such as lifts and hoists. We understand the need for quality cover that gives you peace of mind. Take a look at our commercial van insurance page to find out more about van insurance for roofers.
You may wish to include commercial legal protection as part of your roofing insurance, to protect against employment disputes and compensation awards, tax and VAT disputes, as well as an allowance for jury service should you, your business partners or employees be summoned.
Working at height with tools and equipment can be risky and dangerous, so having the right roofers insurance is essential. Without the right cover in place, you could be personally liable for any injuries or damage that happen during the course of your business. Roofing company insurance is therefore fundamental to the future of your business.
We source roofing insurance for a number of businesses, including one-man bands, commercial roofers, to specialist felt and asphalt contractors.
We’re committed to finding you the right roofers insurance for your livelihood and supporting you for the duration of your policy. We make arranging your insurance simple and hassle-free, leaving you to focus on what really matters – your business.
Roofing insurance is designed to protect your business against a number of eventualities that could lead to claims against you or financial loss. Typically, it will include liability cover to protect you and your clients and can be tailored to include a number of other covers depending on your requirements.
It may be your business requires specialist cover related to higher risk activity you may undertake, for example, we could access specialist covers which are designed to protect you working at unrestricted heights. Our relationships with specialist construction insurers means we can access insurance protection that you may struggle to find easily elsewhere.
The cost of roofers insurance depends on a variety of factors including the size of your business, the jobs that you take on and the types and level of cover required. Get a personalised quote online or contact one of our business insurance specialists to find out how much your roofers insurance might cost to protect yourself and your business from unforeseen circumstances.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging insurance for your contracting business simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
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“Amazing service as usual. They provided me a competitive insurance premium for another year and made it simple for me to renew my insurance. Easy to contact and speak to a knowledgeable person on the phone. I've already recommended Premierline to friends.”
So if you’re a roofer, scaffolder, asphalt contractor, or green roof specialist, then we’ll find the right insurance to protect your livelihood. We work closely with a panel of trusted insurers to get you the protection you need. Speak to our expert advisors who are on hand to find you a suitable quote, and provide the advice and support you and your business needs throughout your policy.