Electricians insurance is an essential safety net for anyone working in this trade, whether you’re rewiring houses, working on machinery or just doing the odd job here and there. Accidents happen when you least expect, so you need the right cover for your livelihood to protect you if something goes wrong.
Your work requires significant attention to detail and provides people with everyday amenities that are often taken for granted. We know that there are many risks associated with your profession, so electrical contractors’ insurance must be top of your list to protect the business you’ve worked so hard to build.
That’s why we compare quotes from a panel of trusted insurers to find the right cover for your business. We can arrange electrician insurance that protects your individual needs to ensure you can focus on what really matters – your business. With a flexible cover that’s tailored to your unique requirements, you can focus on the job in hand and work without worry.
If you know what you need you can compare prices and covers online in a matter of minutes to get the protection your business deserves. However, if you need some advice, call us to speak to our advisors who can help you find the insurance cover that’s right for you and your business.
If you know the covers you require, it’s quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We’ll call to arrange a new insurance quote at a time that’s convenient for you
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Electricians insurance is a package insurance policy designed to cover the work that electricians and electrical contractors carry out each day. You may be working alone, or hire people to help out; so whatever your needs, we can arrange the right electrician insurance cover for you.
We have many years of experience arranging electricians insurance, and really understand the importance of insurance and the covers that are most relevant to you. We make arranging your insurance simple and hassle-free.
When deciding what insurance and covers you need to protect your business, you should consider the following:
From shocks to short circuits, public liability insurance can protect your livelihood against unexpected events that could impact your business financially. Without the right insurance in place, you may be personally liable for anything that goes wrong. As careful as you may be, accidents can happen when you least expect them, so having the right cover in place is essential for your business continuity.
Public liability insurance can protect you against accidental injury and unintentional damage to third party property. For instance, if a client tripped over tools, your public liability insurance would cover the medical and legal costs associated as well as any claims for compensation.
Employers’ liability insurance is designed to take care of any claims involving your employees if they suffered an injury at work. For instance, if an employee fell off a ladder and sustained an injury, they may be entitled to compensation; employers’ liability insurance would take care of this for you, and fulfil your legal obligation to protect your staff whilst working.
You might want to think of adding personal accident cover to your electrician insurance, so if you as the business owner injured yourself at work, you won’t be out of pocket while you get back up and running. Being self-employed comes with many benefits; but what if something happened meaning you were unable to work? Personal accident cover can provide a weekly allowance to tide you over while you get better.
As an electrician, you’ll require a number of tools and specialist products to do your job effectively. If you have an office or lock-up for your equipment you should also consider cover for your buildings, contents and equipment.
Consider business interruption cover to protect your income should you suffer damage at your premises meaning you are unable to trade. With varying levels of cover available, you can select the cover that’s most relevant to you meaning you only pay for the cover you need. Just give us a call for advice on the covers you may need.
Electricians are often required to provide advice on electrical safety as well as design and specify electrical installations for projects. If you provide a professional service, or advice to customers, professional indemnity insurance should be considered as an essential cover for your business. It can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice which results in a loss to the customer or in the event the work you carried out is deemed to be defective, inadequate or fails to perform. Call us today to discuss adding professional indemnity cover to your electrician insurance package.
A commercial vehicle or van could be a crucial part of your business as an electrical contractor; whether it’s for transporting products and equipment or even just getting to and from your clients, we understand the need for a quality cover that gives you peace of mind. Take a look at the business van insurance page to find out more about van insurance for electricians.
Commercial legal expenses can protect you against employment disputes, tax and VAT appeals, as well as provide allowance if you or your employees are summoned for jury service.
You may also wish to include tools and equipment cover as part of your electrical contractors’ insurance for more comprehensive protection. If you have an office or lock-up unit to store your equipment and goods, then this can be included within your insurance policy to cover your buildings, contents, computers and stock.
Without the right electrician insurance in place, you may be personally responsible for any losses that occur, as well as any third-party claims that could be submitted against you.
All of these covers can typically be combined to offer a comprehensive electrical contractor insurance package that is tailored to your unique requirements. Our specialist insurance advisors can help you find the cover that’s right for you by offering professional insurance recommendations over the phone based on your requirements. Alternatively, if you know what covers you need, compare prices online from a panel of some of the UK’s leading insurers in a matter of minutes. Protect your business today, don’t risk jeopardising your livelihood.
At Premierline, we offer electrician insurance that can be as simple or comprehensive as you require depending on your business operations. When thinking about what insurance and covers you need to protect your business, you should consider the following:
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The cost of electrician insurance depends on a range of factors including the size of your business, and the level of cover that you require. Get a personalised quote online or contact one of our business insurance specialists to find out how much your electricians insurance might cost to protect yourself and your business from unforeseen circumstances.
We have many years of experience arranging electricians insurance so we’ve really got to know the covers that electrical contractors require. We are here to make sure that you have the best covers to protect you against the risks you face on a daily basis.
You can protect your business online in just a few minutes if you know what your insurance requirements are, or if you need some advice call us to get an electrician insurance quote today.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging insurance for your contracting business simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
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“Outstanding service. They are very helpful with all enquiries and come straight back with answers. Easy to use portal for all documentation as well, which is a great help.”
You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get an electricians insurance quote today.
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