When you’re dealing with pests daily your customers rely on you for fast and efficient service. You need quality pest control insurance that responds when you need it most.
Working with hazardous chemicals, in risky environments, potentially at height can mean you’re more susceptible to accidents; meaning comprehensive insurance must be a top priority. Being called out at any time of day or night can often leave little time for much else. That’s why we’ve made it easy for you to compare pest control insurance from some of the UK’s leading insurers to save you time and money.
We arrange insurance for pest control contractors that are tailored to your individual requirements. Whether you’re focused on prevention or elimination, we can arrange cover to suit your needs. Our advisors are on hand to provide professional insurance recommendations tailored to you, or if you know the covers you need you can protect your business online in a matter of minutes. We’re on hand to make arranging your insurance simple and hassle-free and can assist you in arranging the right insurance for all aspects of your business.
If you know the covers you require, it’s quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We’ll call to arrange a new insurance quote at a time that’s convenient for you
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Pest control insurance is designed to protect you against a number of eventualities that could negatively impact your business. Typically it can incorporate a number of covers tailored to your business needs, to protect your livelihood against unforeseen events that could lead to financial loss.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Liability cover is essential to protect those around you from unexpected events. Public liability insurance covers all third parties against injury or damage to their property that results from your business activities.
Employers’ liability insurance would provide compensation for staff if they injured themselves at work. As careful as you may be, accidents happen when you least expect them. Ensuring you have adequate cover in place to protect all those around you is essential.
Running your own business has its advantages, but what would you do if you had an accident meaning you can’t work? Personal accident insurance can be a lifeline in these circumstances and can provide you with a weekly income to help you with your finances until you’re fit enough to return to work. Personal accident insurance will also typically cover you if you’re unable to work due to illness.
While the liability side of your insurance is crucial, insuring your equipment against loss or damage is critical to your business continuity. With clients requiring your services quickly, your equipment is essential to keeping your business operational. Some insurers will offer cover for buildings, stock and contents as well as portable equipment, with varying levels of cover available to suit your requirements.
Commercial legal protection can often be included within your pest control insurance to protect against legal action taken against you in relation to your business, as well as provide cover in case you need to pursue legal action against any other parties. The cost of tax and VAT investigations is typically included within this insurance policy as well as contract disputes, and much more. Some insurers will offer varying levels of legal protection meaning you can select the cover that is most suited to your organisation.
Pest control contractors and exterminators are often required to provide advice on treatments to safely remove pests. If you provide a professional service or advice to customers, professional indemnity insurance should be considered as an essential cover for your business.
It can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice which results in a loss to the customer or in the event the work you carried out is deemed to be defective, inadequate or fails to perform. Call us today to discuss adding professional indemnity cover to your pest control insurance package.
A commercial vehicle or van could be a crucial part of your business; whether it’s for transporting your pest control equipment, or even just getting to and from your customers daily, we understand the need for a quality cover that gives you peace of mind. Take a look at the business van insurance page to find out more about van insurance for pest controllers.
The health and safety of others around you is paramount – but what about the environmental risks associated with using chemicals? The smallest spillage could leak into water systems or cause food poisoning having severe consequences. While the likelihood of this happening is relatively low, the severity of such an incident could be extreme. Therefore environmental liability insurance (ELI) should be considered a key element of your pest control insurance. Call us today to discuss adding environmental liability cover to your pest control insurance package.
You may also wish to include tools and equipment cover as part of your contractors’ insurance for more comprehensive protection. If you have an office or lock-up unit to store your equipment and goods, then this can be included within your insurance policy to cover your buildings, contents, computers and stock.
Running a pest control business brings many challenges and risks for everyone involved. No one likes vermin invading their space, meaning your services are generally required as soon as possible. So you need to be responsive and ready for action at any time of day.
An essential aspect of your business, therefore, is planning for when things go wrong. What happens if your equipment is stolen? Or if you’re removing a wasps nest from a loft and you fall through the ceiling? All these factors need to be taken into close consideration to make sure you have the protection you need. Having the right insurance is crucial to help you get back to normal and continue providing your services as quickly as possible.
At Premierline, we offer pest control insurance that can be as simple or comprehensive as you require depending on your business needs. When thinking about what insurance and covers you need to protect your business and interests, you should consider the following:
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The price of pest control insurance depends on a range of factors including the size of your business, and the level of cover that you select. Get a custom quote online or contact one of our business insurance specialists to find out how much your pest control insurance might cost to protect yourself and your business from unforeseen circumstances.
We have many years of experience arranging pest control insurance so we’ve really got to know the covers that different types of pest controllers require. We are here to make sure that you have the covers you need to protect you against the risks you face on a daily basis.
You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a personalised pest control insurance quote today.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging insurance for your contracting business simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
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“Andy was great. He went to extreme lengths to sort my insurance needs. He's a real asset to the company - so helpful and professional in his manner.”
You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a pest control insurance quote today.
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