Any plumber will know the smallest mistake can have major consequences, particularly when it comes to water escaping into a building. Without the right liability insurance cover, you could be personally liable and financially responsible to rectify any mistakes made.
We all know accidents happen when you least expect, so we can arrange your plumbers’ insurance for you, to give you peace of mind.
Finding the right cover doesn’t need to be time-consuming. We’ve made it easy to compare contractor quotes online from a range of UK insurers, so you can get the cover you need in just a few minutes if you know what you need and don’t require advice.
However, if your plumber insurance needs are a little more complex and you need some advice, simply call to speak to our advisors and they’ll arrange your policy for you, as well as giving you all the support you need.
Being a plumber can take you here, there and everywhere, on a variety of different jobs. Whether it’s a small task or a larger project, ensuring you have plumbers insurance in place to protect you is crucial.
As careful as you may be, accidents do happen, and that’s why insurance for plumbers is an essential part of your business. Without plumbers insurance, you may be exposed to large financial losses that could impact the future of your business.
If you know the covers you require, it’s quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We’ll call to arrange a new insurance quote at a time that’s convenient for you
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Plumbers insurance is made to cover the work that plumbing professionals carry out each day. You may be working alone, or hire people to help out; so whatever your needs, we can arrange the right plumbing and heating engineer insurance cover for you.
Here at Premierline, we’re committed to helping you find the right plumber insurance to protect your livelihood against the unexpected. We’ll source a variety of quotes to help you get the right cover at the right price, giving you peace of mind to focus on what really matters – your business.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability cover as part of your plumbers’ insurance can safeguard your livelihood against unforeseen eventualities. For example, if you accidentally knocked over a vase at a customer’s home, this could be covered under your public liability insurance.
If you employ people to help, whether on a full-time, part-time or labour-only basis, you will also need to take out an employers’ liability cover to protect your staff against injuries at work.
There are many other covers that you may wish to add to your plumbers’ insurance, so you can tailor the cover to your individual business requirements. As well as protecting others involved in your business, you may wish to consider personal accident cover to protect yourself against accidents at work. This would tide you over with a weekly benefit if you injured yourself at work meaning you were unable to trade.
As a plumber, you’ll require a number of tools and specialist products to do your job effectively. If you have an office or storage or lock-up for your products and equipment you should also consider cover for your buildings, contents and equipment.
Business interruption insurance can protect you if you suffer damage at your premises resulting from an insured event. This means that if you had a fire at the premises meaning you were unable to trade, business interruption would cover your profit and fixed expenses including staff salaries to tide you over while you get back up and running.
Plumbers are often required to provide advice on equipment safety as well as design and specify heating installations for projects. If you provide a professional service, or advice to customers, professional indemnity insurance should be considered as an essential cover for your business.
It can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice which results in a loss to the customer or in the event the work you carried out is deemed to be defective, inadequate or fails to perform. Call us today to discuss adding professional indemnity cover to your plumbers insurance package.
A commercial vehicle or van could be a crucial part of your business; whether it’s for deliveries, tools, or even just getting to and from your customers on a daily basis, we understand the need for a quality cover that gives you peace of mind. Take a look at the business van insurance page to find out more about van insurance for plumbers.
Commercial legal protection can often be included within your plumbers insurance to protect against legal action taken against you in relation to your business, as well as provide cover in case you need to pursue legal action against any other parties. The cost of tax and VAT investigations is typically included within this insurance policy as well as contract disputes, and much more. Some insurers will offer varying levels of legal protection meaning you can select the cover that is most suited to your organisation.
If you’re taking on more complex work, then contract works cover could be more appropriate, which can cover the plant being installed as well as machinery and much more. If you’re unsure of what you need to protect your equipment give us a call. Our expert advisors are on hand to help you find the right cover for your business.
Should you need it your tools and equipment can be included within your insurance policy to a level that meets your needs. Hand-held tools and power tools can be covered against loss or damage.
Protecting the people around you is essential and demonstrates care and inspires confidence amongst your customers. But there are other aspects of your business that are critical to your ability to work that you will need to consider protecting. Would you be able to continue to work if something happened to your tools? How would you cope financially if you had an accident at work?
We all know that accidents happen when you least expect them, but simple mistakes in your line of work can turn into costly claims. With Premierline, you can compare quotes from a panel of trusted insurers to get the right protection in a matter of minutes.
At Premierline, we offer plumbers insurance that can be as simple or comprehensive as you require depending on your plumbing business. When thinking about what insurance and covers you need to protect your business and interests, you should consider the following:
More information
The price of plumbers insurance depends on a range of factors including the size of your business, and the level of cover that you need. Get a tailored quote online or contact one of our business insurance specialists to find out how much your plumbers insurance might cost to protect yourself and your business from unforeseen circumstances.
We have many years of experience arranging plumbers insurance so we’ve really got to know the covers that different types of plumbers require. We are here to make sure that you have the covers you need to protect you against the risks you face on a daily basis.
You can protect your business online in just a few minutes if you know what protection you need or if you require some advice call us to get a personalised plumbers insurance quote today.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging insurance for your contracting business simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
Award winning service
We're trusted by thousands of SMEs across the UK
Comprehensive protection
We can help with all your commercial insurance needs
UK based experts
Located in Lancaster, our advisors are here to help
“Andy was great. He went to extreme lengths to sort my insurance needs. He's a real asset to the company - so helpful and professional in his manner.”
You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a plumbers insurance quote today.
Having the right contractor insurance not only demonstrates professionalism but also your care and commitment to keeping your clients property safe. Whether you’re a plumber, a joiner, or a handyman,…
Getting the status of your subcontractors correct Because many construction projects are complex, with a different set of skills required to carry out the various parts of the project, many…
Tools are the backbone of your trade, and without them, work stops. But as many tradespeople in the construction business know all too well, tools left unattended overnight are a…
Choosing footwear that is suitable but comfortable As a tradesperson, your feet are more liable to injury than if you worked in a different industry, so making sure that you…
How to protect one of your most important tools As a tradesperson, the majority of work that you do will be with your hands, and this kind of work in…
The price of owning a van in 2024 For many businesses and trades, the daily use of a van is essential for carrying out normal business activities, from transporting tools…
The right business insurance could help improve the quality of your plumbing and heating business For plumbing and heating contractors, where daily operations involve dealing with water, gas, and electrical…
Relying on word-of-mouth may be an effective marketing tool but for the modern tradesman, there is far more to consider in order to effectively attract new customers. From creating websites…
Technology is changing the way contractors operate their businesses As a contractor, you are busy. Your job is never done, and you’re often juggling multiple projects at once. You need…
What do you need to run your painter and decorator business? The answer to this question may seem fairly obvious: paint brushes, buckets, mixers, sheets and other painting equipment that…