As a publican your heart and soul that goes into running a successful pub. From pouring the perfect pint to creating a warm and inviting atmosphere, your dedication knows no bounds. But amidst the hustle and bustle, have you considered safeguarding your pub from unexpected risks?
At Premierline, our insurance experts understand that each public house is unique in its nature, but as a busy landlord, finding time to arrange your pub insurance alongside running your business can be a challenge in itself.
That’s why we’ve taken the hassle out of arranging your cover, by offering recommendations based on your individual needs. We work closely with trusted insurers to get you a range of quotes and help you find the cover that’s right for you. Whether you own a traditional tavern, a bustling bar, a cosy inn, a trendy gastropub, or even a brewery, we’ve got you covered with tailored insurance to suit your livelihood.
Our advisors are on hand to make arranging insurance for pubs simple and hassle-free, ensuring you’re supported for the duration of your policy. So get in touch today to talk through your insurance requirements.
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Pub insurance is a comprehensive insurance package designed to protect your business against unforeseen events and liabilities. It combines various essential coverages to ensure that your pub is safeguarded from potential risks, giving you peace of mind to focus on what matters – delivering excellent experiences to your customers.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Accidents can happen, and your pub may be held liable for injury or property damage caused to a customer or a third party. Public liability insurance provides vital protection, covering legal costs and compensation claims, allowing your business to navigate through difficult situations.
If you have employees working in your pub, employers’ liability insurance is a legal requirement. It protects your business against claims made by employees who suffer illness or injury due to work-related activities. Employers’ liability cover ensures your pub meets its legal obligations and stays protected.
In the event of an unforeseen disaster, such as a fire or flood, that forces your pub to temporarily close, business interruption insurance can be a lifesaver. It covers the loss of income and ongoing expenses, ensuring that your pub remains financially stable during the downtime.
Your pub is more than just a business; it’s a home away from home for your loyal patrons. Business building insurance ensures that your pub’s structure is safeguarded against perils such as fire, flood, storm damage, vandalism, and more. Should the unexpected happen, buildings cover could rebuild and restore your establishment to its former glory.
From the classic furnishings to the state-of-the-art equipment that powers your operations. Our contents insurance covers everything inside your pub, including furniture, fixtures, kitchen appliances, and other essential assets.
Behind every successful pub lies a well-stocked bar, but what if an accident, theft, or damage leaves you with depleted shelves? Stock insurance ensures that your valuable inventory is covered, so you can keep serving without worrying about restocking costs.
In order to sell alcohol, public houses need to have an appropriate alcohol licence. A licence could be revoked or not renewed for a number of reasons outside of your control which is why it is important to protect your pub against such a loss.
Loss of licence insurance can offer protection following the suspension, withdrawal or forfeiture of your alcohol licence due to licensing regulations or refusal to renew by the licensing authority. It could cover you for both loss of profit and other expenses reasonably incurred to maintain your gross profit.
Legal disputes can be costly and disruptive to your pub’s operations. Our commercial legal protection provides access to legal advice and financial support in the event of a legal dispute, so you can protect your interests and focus on running your business.
If your pub serves food or other products, product liability insurance is crucial. It protects you in case a product causes harm or illness to a customer, giving you the confidence to serve your offerings with pride.
Handling money is an inherent part of running a pub, making it susceptible to theft or loss. Money cover can protect your cash and ensures that your pub’s finances are secure.
Pubs carry their own unique risks, and require insurance that is tailored to meet their specific requirements. Pub insurance protects your livelihood against unforeseen events giving you peace of mind to focus on running your business.
Pubs carry risks for everyone involved, from staff to customers, and even neighbouring premises. There are many eventualities that could lead to a claim being made against you, so pub and bar insurance should be a priority.
Pubs come in many shapes and sizes, from wine bars to licensed cafés, restaurants or your local social club. Whatever your speciality, ensuring you have adequate protection for all your trading activities is fundamental to running your business.
At Premierline, we offer flexible pub insurance that can be as simple or comprehensive as you need depending on the size of your pub. When deciding what pub insurance you need to protect your business, you should consider the following:
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The cost of an insurance policy for a pub could depend on a number of factors, including the size of your pub and the location of it, the types of insurance required, the value of the assets you need insured at the venue, and the overall level of risk associated with your pub.
At Premierline, we work with a range of insurers, allowing us to find you the best possible coverage at a competitive price.
We understand the risks that come alongside running your own pub and finding time to source the correct insurance can take up precious time. That’s why our team of advisors can help make arranging your pub insurance quick and simple. Our experts are able to provide an advised service on the phone and can help find the best insurance for you. When you choose Premierline as your insurance broker, you’ll benefit from:
Trusted Insurers: As a broker, we have access to a wide range of insurers and can compare multiple quotes to find the most competitive rates for your pub insurance.
Tailored Solutions: We work closely with you to understand your specific requirements and tailor insurance packages that provide comprehensive coverage while fitting within your budget.
Exceptional Service: At Premierline, we pride ourselves on delivering outstanding customer service. Our dedicated team is here to support you throughout the insurance policy.
Ongoing Support: As your business evolves, we’ll review your insurance needs and ensure that your coverage remains adequate. We’re committed to building long-term relationships with our customers.
At Premierline, we work with all types of pubs, including traditional pubs, taverns, bars, inns, gastropubs, breweries, and licensed premises. Our expertise lies in tailoring insurance solutions to meet the specific needs of your pub business. Speak to one of our advisors today who are happy to help.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your shop often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your retail insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
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“Premierline were fantastic and took all the stress out of my insurance renewal. The new policy was also cheaper than last years. Thanks Sophie. Top marks!”
Protecting your pub and its future starts with the right insurance coverage. Request a quote today, and let Premierline be your trusted partner in securing the success of your pub business. Contact us now to discuss your insurance needs and receive a competitive quote tailored to your requirements.
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