Private teacher insurance

As a private teacher, your students are relying on your expertise to help them achieve their potential. You’re providing advice in your professional capacity to help others learn a new skill or complete a syllabus. As careful as you may be, mistakes can be made. We’re human after all. Therefore, we’d recommend protecting your business with private teachers insurance. It provides essential coverage for risks specific to your profession, ensuring that you and your business are protected from potential financial losses.

At Premierline, we offer comprehensive private teachers insurance which can help to protect you if the unexpected occurs. When deciding what insurance and covers you need to protect your business, you should consider the following covers:

• Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
• Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result.
• Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
• Buildings cover – to cover for loss or damage to your business premises or offices.
• Contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
• Personal accident cover – to tide you over in the event that you injured yourself at work.
• Directors and officers cover – personal liability protection for the directors and officers.

More information

The cost of private teachers’ insurance can vary depending on several factors, including the size of your business, the coverage limits you require, your claims history, and the nature of your teaching activities. At Premierline, we work with a range of insurers to offer competitive rates tailored to your specific needs.

As a business insurance broker, we can source insurance for a range of different businesses within the education services industry, including insurance for private teachers, tutors, teaching assistants and care workers.

Running a business comes with its rewards and challenges, particularly if you’re a teacher. Time is short and there’s a lot to achieve. That’s why we’ve made comparing teachers insurance simple and hassle-free. Working closely with some of the UK’s leading insurers, we’re here to offer you a choice of policies so you can choose the right cover for your livelihood.

At Premierline, we understand the insurance needs of private teachers and tutors. By choosing us, you benefit from our expertise in the industry, access to a wide range of insurers, and our commitment to finding the most comprehensive coverage at competitive rates. Our dedicated team of insurance professionals is ready to guide you through the process, ensuring that you receive personalised service and a policy that meets your specific requirements.

In most cases, private teacher insurance can provide coverage for online teaching activities, ensuring you are protected regardless of the teaching environment. It’s important to check your policy wording to ensure online teaching is covered. If you are unsure, speak to our insurance experts who can arrange a policy that covers online teaching.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.