Dry cleaners insurance comes in many shapes and sizes so choosing the right insurance for your business can be tough.
If you need quality cover without the hassle of searching multiple websites and ringing numerous companies. Look no further.
We’ve made it easy to compare quotes from a panel of trusted insurers to find the cover that’s right for you. So if you’re looking for some advice and insurance recommendations then we’re just a phone call away.
We understand that one size doesn’t necessarily fit all and are here to find an insurance solution that’s right for you. We’re committed to helping you arrange the right dry cleaners insurance at the right price to give you peace of mind.
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
If you’re running a dry cleaning business, you need insurance that covers your customers, staff and suppliers as well as property protection for both you and your clients’ goods.
Insurance for dry cleaners is designed to protect your business against a range of exposures; from fire to theft and even accidental damage to customers’ garments.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability insurance is essential to protect you if your staff, suppliers and members of the public are accidentally injured or their property is accidentally damaged. Public liability insurance as part of your dry cleaners insurance policy can protect you if a client falls and injures themselves at your shop. It can cover any compensation awarded as a result, as well as any medical and legal costs incurred.
Employers’ liability insurance covers you if your staff suffer in a similar instance. It’s a legal requirement to have this in place if you have full or part time staff, and can protect you up to a specified limit for an accidental injury happening at your place of business.
Your machinery and equipment are pivotal to the running of your business, so having the right cover for your assets is essential.
Typically, a dry cleaners insurance policy will protect your property from a host of perils, including fire, flood, theft, malicious damage, storm damage, and much more. It can also protect your customers’ goods while they are held in your trust, meaning that if something unexpected happened, you’re covered.
Severe property damage can leave businesses in a predicament without the right insurance in place, so it’s important to consider all eventualities. For instance, if a fire at your premises destroyed the building and equipment, it could take months to rebuild and get back up and running. Including business interruption insurance within your dry cleaners insurance policy could be a life saver to your business.
This invaluable cover can protect your loss of gross profit, staff wages and fixed business expenses should you suffer damage at your premises resulting from an insured event. It could also help you trade temporarily from another premises while your original shop is being restored.
Commercial legal protection can be included in your dry cleaners insurance policy to safeguard against employment disputes and awards of compensation. It can also offer protection against tax and VAT disputes, and cover you financially if you, your business partners or employees are summoned for jury service.
You’re responsible for every customer the steps foot in your dry cleaning shop as well as each staff member you employ. Without the correct cover in place, your shop may be open to claims that could jeopardise your future ability to trade. Having the right insurance can let you focus on the job in hand and work without worry.
With so many risks involved with the trade, it’s essential to have the right dry cleaners insurance in place to protect against the unexpected. We’re here to help you find the cover that’s right for you, to make arranging your insurance simple and hassle free.
At Premierline, we can arrange flexible dry cleaners shop insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your dry cleaners shop, you should consider the following:
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The cost of your dry cleaners insurance will depend on your business activities, the location of your dry cleaners and the amount and type of covers you require to protect your shop. Like any other insurance, generally the more cover you require the higher the premium.
The value you gain from having the right cover in place is a huge benefit to your business. A shop insurance policy is a product that you have paid for that you may never get to use, but also a product that you hope that you will never need to call on.
Premierline has many years of experience arranging insurance solutions for independent dry cleaners. So, we arrange insurance for shops that’s designed to offer all the protection you need.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
We understand the nature of running your shop often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your retail insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
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“Called to add building cover to our policy. Very straightforward with clear and concise information. Phoned back after clarification of a point was required. Would recommend the service and will continue to use them for all our business insurance requirements.”
We arrange insurance for dry cleaners to protect your livelihood against unforeseen events, and have many years’ experience sourcing cover for this trade. As a result, we’ve really got to know the industry and the exposures you face, meaning we understand the covers you need most. We are dedicated to arranging the right cover at the right price to give you peace of mind.
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