Hair and beauty insurance


Hair & Beauty Insurance

As the hair and beauty industry continues to evolve and develop new treatments and remedies the need for comprehensive hair and beauty insurance has never been so important.

You need protection in case something goes wrong. Whether it’s a reaction to a treatment, a slip, trip or fall or even unexpected damage to you premises - having the right insurance in place can protect you financially should something unexpected happen.

With so many options available, finding the right hair and beauty insurance policy for your business can be challenging. That’s why we’ve made it easy to compare quotes online from some of the UK’s leading insurers to make arranging your insurance simple and hassle free.

Barber shop insurance can protect you in your place of work. It's flexible cover and typically provides liability and property protection.
Running a busy salon that offers a range of treatments means that you need quality salon insurance just in case something goes wrong.
You need hairdressers' insurance that gives you the peace of mind that your premises, equipment, employees and clients are protected.
When clients rely on your skills, expertise and regular treatments it's important to consider mobile beauty therapist insurance.
Public liability for mobile hairdressers is essential as working in multiple locations daily can leave you exposed to a variety of risks.
Whether you’re a mobile nail tech or running a salon, insurance is essential for any business owner to protect against the unexpected.
There are many hazards in your tanning salon that deserve your attention, having the right insurance is just one way to protect you.
Can't see your trade? We arrange insurance for many specialist trades, start a quote today
Compare shop/salon quotes
If you run a shop or a salon and know the covers you require, it's quick & easy to compare quotes from a selection of insurers on our website.
Get a self-employed quote
If you run a mobile business without a shop or rent a chair in a shop or a salon, it's also quick & easy to compare contractor quotes on our website.
Our advisors are just a phone call away. On average, we answer calls within 90 secondsLines open Monday to Friday 9:00am–5:00pm

There are some core covers that all hair and beauty professionals need to consider when arranging their insurance. Public liability insurance should be a top priority in case a client injures themselves and submits a claim against you. Accidents happen when you least expect and compensation claims can be costly, so this should be one of your first considerations.

If you’re an employer then you’ll also need to take out employers’ liability insurance in case a member of staff has an accident at work. This is a legal requirement if you hire staff and can be combined with other covers in one easy to buy policy.

Dependent on whether you’re mobile or running a salon, you may wish to include cover for contents, equipment and stock within your hair and beauty insurance policy. Additional covers such as business interruption insurance and commercial legal protection can also be built into your policy to give you tailored cover and peace of mind.

The levels of cover you need will depend entirely on your business set up and the exposures you have. Larger businesses generally have higher levels of exposure so they might require higher levels of contents insurance for instance.

Depending on the treatments you provide, higher levels of treatment cover may be needed to ensure you have adequate cover.

We can help you determine the right levels of hair and beauty insurance needed for your business so if you’re unsure on the covers you need or the amounts of cover to select then call our advisors for some guidance and advice.

The cost of insurance for hair and beauty professionals generally depends on the covers that you select. Like any other insurance, the more cover you select the more you can expect to pay. A basic liability insurance policy for hair and beauty professionals working on a freelance basis is likely to cost less than a large salon employing many stylists and beauticians.
Freelance hair and beauty insurance starts with public liability insurance and can include additional covers tailored to your individual needs.
Insurance eperts at Premierline
  • Award winning service
    We're trusted by thousands of SMEs across the UK
  • Comprehensive protection
    We can help with all your commercial insurance needs
  • UK based experts
    Located in Lancaster, our advisors are here to help
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Mobile Hairdresser
Customer since March 2020
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.

We arrange insurance for beauticians and hairdressers to allow you to work without worry. We understand the nature of the trade and the variety of exposures that you face on a daily basis and can tailor your professional beauty insurance cover to suit your requirements.

So whether you’re looking for mobile hairdressing insurance, mobile beauty therapist insurance, barbers insurance, beauty salon insurance, tanning salon insurance or nail technician insurance, you’ve come to the right place.

You can compare quotes and protect your business online in just a few minutes if you know what you want, or you can speak to our business insurance specialists who can guide you through your options and give you the advice you need to make arranging your hair and beauty insurance simple and hassle free.

Compare shop/salon quotes
If you run a shop or a salon and know the covers you require, it's quick & easy to compare quotes from a selection of insurers on our website.
Get a self-employed quote
If you run a mobile business without a shop or rent a chair in a shop or a salon, it's also quick & easy to compare contractor quotes on our website.
Our advisors are just a phone call away. On average, we answer calls within 90 secondsLines open Monday to Friday 9:00am–5:00pm