Posted on: 07 December 2018

Which insurance policies would you need to cover against the Grinch?

It’s the time of year when we must be vigilant against a green menace who is determined to destroy Christmas. We are, of course, talking about the Grinch!

On at least three separate occasions, in 1966, 2000 and even as recently as November 2018, the Grinch has hatched plans to steal presents and decorations in an attempt to ruin Christmas, so what would you need to protect against the Grinch this Christmas? Take a look at the infographic below:

Contents insurance is the first insurance you would need when thinking about protecting yourself against a thief such as the Grinch, but there are other insurance covers that you should consider to save your Christmas, such as Business Interruption, Public Liability, Buildings Cover and Identity Theft.

Whilst it would be difficult to insure the Grinch on the grounds of being a moral hazard, he might also need insurance for his activities such as cover for his sleigh, his tools and his loyal friend, Max.

Whilst Christmas brings joy to million around the globe, unfortunately, many ‘other’ grinches use this time of year as an opportunity to steal new equipment, technology or gadgets.

Business Insurance with Premierline

Premierline is a specialist insurance broker, committed to finding the right insurance policy to suit you and your business. Christmas can be a busy time of year for any business. You may have increased levels of stock, may need to spend time away from your premises or even close completely on Christmas Day. With these added risks, it is worth checking whether or not your policy has a seasonal increase in sums insured around the festive period to make sure that you are not left out of pocket in the event that you need to make a claim.

Premierline has a wealth of experience in sourcing business insurance. We're here to make arranging your insurance simple and hassle free, call us today to speak to an expert advisor.


[1] The Express - 1 in 5 packages missing as theft surge before Christmas

[2] Property Reporter - What are the top 12 Christmas insurance claims

[3] The Independent - Thieves steal £2,000 of Christmas presents and dump wrapping paper in street

[4] Netatmo - Break-ins increase by 20% around Christmas

[5] Lancashire Constabulary - Freedom of Information Request - The top 10 items stolen in burglaries in December 2017

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<p><a href=""><img src="" alt="How to protect your business against the Grinch this holiday season infographic by Premierline"></a><br /><br/><a href="">How to protect your business against the Grinch this holiday season</a> by <a href="">Premierline</a></p>

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The information and tools contained in this guide are of a general informational nature and should not be relied upon as being suitable for any specific set of circumstances. We have used reasonable endeavours to ensure the accuracy and completeness of the contents but the information and tools do not constitute professional advice and must not be relied upon as such. To the extent permitted by law, we do not accept responsibility for any loss which may arise from reliance on the information or tools in our Insight Hub.