Compare shop insurance quotes
If you know your business insurance requirements compare quotes online

Shop insurance

We all know accidents do happen, but as a shop owner you have a responsibility to your customers, employees, suppliers and for property belonging to others. Shop insurance should be a top priority for any shop to protect against the unexpected, but finding time to get the right cover for your business can sometimes be a challenge.

That’s why we compare quotes from trusted insurers to find you the cover that is right for your business. As every retailer is different, we can arrange specific covers that protect your shop and its business activities.

So whether you’re looking for grocery store insurance, newsagent insurance, clothes shop insurance or gift shop insurance, we can help. It’s simple to get multiple quotes in a few minutes online if you know what you need and don't require any advice, however if you're not sure what you need call to speak to our advisors. They’re on hand to offer support, provide advice, professional recommendations and arrange a shop insurance policy that meets all your needs. 

  • Compare quotes from leading insurers
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  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
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We work with some of the UK's leading insurers

  • Allianz Business Insurance
  • Aviva Business Insurance
  • AXA Business Insurance
  • Covea Business Insurance
  • Hiscox Business Insurance
  • LV Business Insurance
  • NIG Business Insurance
  • QBE Business Insurance

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Business Insurance for shops

Business insurance for shops covers high street retail outlets, and businesses based in shopping centres. If you are considering shop insurance for your business, you will have a number of responsibilities to your customers, employees and suppliers, so ensure you protect your shop with the right cover.

Shop Insurance buildings and contents cover

Your trade will determine covers that are most relevant to you. Your buildings, equipment and stock will need covering, or you may just want shop contents insurance if you are leasing your premises. There are a number of other covers to consider when placing your commercial shop insurance. For example, if you own a convenience store, you may be selling alcohol, in which case loss of licence cover could be an important part of your business insurance. On the other hand, if you were a florist, then automatic seasonal increase cover for stock should be considered.

Liability insurance for shops

With members of the public and suppliers regularly visiting your premises, public liability cover is essential. Accidents can happen when you least expect, no matter how careful you are. Having cover in place to safeguard against these unforeseen events is a crucial part of your business continuity. If someone tripped over and sustained an injury, you may be liable to pay compensation. Public liability insurance can take care of this for you.

As an employer, even if you only have part time staff, you are legally required to insure against any accidents your staff may sustain whilst working for you. Both employers' liability and public liability cover are typically combined to form part of a shop insurance package, designed to protect you against a host of possibilities that could have a financial impact on your business.

Business interruption insurance for shops

Whatever your shop insurance needs, the ability to continue to trade following an incident and get back on your feet as quickly as possible is crucial. Business interruption cover can take care of this eventuality, so if your property is damaged following an insured event, your income and expenses would be protected while you get back up and running.

After many years of arranging shop insurance, we understand the types of risks businesses face on a daily basis. This experience allows us to source the covers you need to protect your business.

Shop insurance brokers

It’s simple to get competitive shop insurance quotes online for your business if you know your insurance requirements. However, if you need advice on the level of cover you need, call us and we’ll be happy to help you make the right decisions for your retailer insurance.

Covers to consider:

  • Buildings, contents and stock
  • Seasonal increase on stock
  • Public and products liability
  • Employers' liability
  • Goods in transit cover
  • Money cover
  • Cyber insurance

"The questions were straightforward and the adviser explained anything I wasn't sure of clearly. The whole process was quick and easy with an immediate quote at the end. Within about 15 minutes I had completed the questions, received my quote and my insurance was all set up. Thank You!"

Mrs Curtis Mobile Beautician, Lowestoft (Customer since January 2018)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”"

Mr Livesey, Newsagents, Kendal (Customer since August 2017)

"Professional, efficient, friendly and thorough service. They fully understood my specific business requirements, and sorted out an insurance policy which not only exceeded my previous cover, but was also a lot cheaper."

Mr Jones, Gym/Health Club, Essex (Customer since January 2018)