Acupuncture insurance is designed to protect your place of work against unfortunate events that could lead to a financial loss. Severe weather events such as floods and storms could damage your premises and leave you unable to trade. You never know what is around the corner, so having acupuncture insurance to protect your work place is essential for your business continuity.
Insurance for acupuncturists can cover your premises, contents, stock and equipment against a number of perils including theft, fire, flood, storm damage and much more. Without your equipment, you may struggle to trade. Ensuring that you have cover in place can minimise the disruption to your business should something unfortunate happen.
Business interruption cover can protect your income and fixed expenses, should you suffer damage at your property meaning you are unable to trade. Property damage can sometimes be devastating; this cover can be essential in ensuring the future of your business in these circumstances. For instance, if your premises are completely destroyed in a fire, it may take months even years to rebuild. Business interruption will typically cover your loss of income, staff wages, fixed business expenses, and can cover the cost to help you trade from another location while your premises is being restored.
Liability insurance is also a fundamental part of your acupuncturist insurance, as this will typically protect you from large compensation awards if someone injured themselves at your premises. If a member of the public, or a supplier tripped and fell down the stairs sustaining an injury, they may be entitled to damages – public liability can cover medical and legal costs, as well as any compensation awarded.
If you are an employer then you will need to take out employers' liability insurance. This will typically be included within your acupuncture insurance quote and can safeguard your finances should a member of staff injure themselves at work.
Acupuncturist insurance is designed to cover the place of work of acupuncture practitioners, as well as other holistic therapies, homeopaths, alternative therapies and medicines and other healing practitioners.
We understand the pressure of running your own business can be time consuming. That’s why we are committed to helping you find the right cover at the right price. Our dedicated team of business insurance specialists are on hand over the phone to discuss your requirements and do all the hard work for you, so you can focus on what really matters - your business.