Counselling and therapy insurance is designed to protect your place of work and protect against any unforeseen events that could leave your business exposed to financial loss. Without the right counsellors insurance in place, you may be personally liable for claims made against you, or for reinstating property following unexpected damage.
We can help arrange your hypnotherapy insurance, psychologists insurance, counsellors insurance and psychotherapy insurance, all of which can be tailored to your individual requirements to suit your business needs.
There are a number of covers available to protect against a host of risks that could impact your ability to trade or cause large financial losses. Counselling insurance is essential to ensure business continuity and safeguard against unexpected events.
Premises, contents and equipment can all be covered as part of your insurance, and can be insured against a number of perils including fire, flood, theft, storm damage, subsidence and much more. Without property damage cover in place, you may be subject to costly repair bills should something unexpected happen.
Business interruption cover can protect your income, staff wages and fixed expenses should you suffer damage at your premises meaning you are unable to trade from there. This can be a business life saver; no-one ever expects the worst to happen, but if it does, you want to be safe in the knowledge that your livelihood is protected.
Liability insurance should also be considered as part of your counsellors insurance, as this protects against third party claims for accidental injury or damage to third party property. If a client or supplier injured themselves at your premises, they may be entitled to compensation. Public liability insurance can protect you if something happens to clients, guests, suppliers or members of the public.
If you employ staff then you will need to take out employers' liability cover to meet your legal requirement. This can safeguard you against injuries that occur during the course of their employment.
Commercial legal expenses should be considered to cover against tax and VAT disputes, employment disputes and compensation awards, as well as an allowance for jury service should you, your business partners or employees be summoned.
Counselling and therapy insurance can incorporate a number of trades. It can also include hypnotherapy insurance, psychologists insurance, counsellors insurance and psychotherapy insurance.
Whatever your insurance needs, we make arranging your therapist insurance simple and hassle free. Our business insurance specialists are on hand over the phone to discuss your requirements, offer advice and talk you through your insurance options.