Dental practice insurance can protect your livelihood against unforeseen events that can leave your business exposed to financial loss. There are many unique risks faced by professionals in this industry, meaning that bespoke dental practice insurance is essential to let you work without worry.
We have many years’ experience arranging insurance for dentists, and dental surgery insurance can protect you when you need it most. As careful as you may be, accidents do happen, and that is why dental surgery insurance to cover all your trading activities is a must. As well as protecting your premises and equipment, you will also need to cover liabilities for clients that visit your premises and the staff that you employ.
Public liability insurance will cover you if a client slips, trips, or falls at your premises, and will also cover any compensation awarded to them. Employers’ liability will protect you in the event that a member of staff has an accident at work and will also cover damages awarded as a result.
Typically, dental practice insurance would include cover for business premises, contents and specialist equipment and can also be extended to cover medical supplies as well. Most dental surgery insurance policies will cover a number of events, including fire, theft, flood and storm, and many other perils.
If you suffer damage to your premises as a result of an insured event that means you are unable to practise, business interruption cover can safeguard your profit and cover your business expenses while you get back up and running. It can also provide cover to let you practise temporarily from another premises while you get back on your feet.
In addition you may require additional insurance to cover specialist equipment against breakdown, and some of your equipment may need inspecting annually. We can arrange this engineering inspection cover for you to ensure you have protection for your business. Our advisors can also provide recommendations for professional indemnity and medical malpractice covers.
If you don't need advice you can compare dentists insurance quotes online today. Alternatively you can call our business insurance advisors to get expert advice and arrange the bespoke insurance your dental practice deserves.