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Compare dental surgery insurance

As a dental practitioner, you could be left exposed to a variety of risks. For example, a patient could injure themselves while visiting the dental practice or your premises could be damaged as a result of bad weather. In both of these scenarios, having the right insurance in place is an essential safety net for your dental practice.

We understand the pressure of running your own business can leave little time for much else. That’s why we’ve made it easier for you to compare covers and prices online from a panel of trusted insurers, within minutes. But, if you’d prefer to get expert advice over the phone, our advisors are on hand to find a tailored insurance solution that’s right for you and your dental surgery. 

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

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Frequently asked questions from dental practices and surgeries

What is dental practice insurance?

Dental practice insurance is designed to protect your dental office or surgery against unforeseen events that can leave your business exposed to financial loss. There are many unique risks faced by professionals in this industry, meaning that bespoke dental practice insurance is essential to let you work without worry.

What insurance covers do I need to protect my dental practice?

We have many years experience arranging insurance for dental practises, and dental surgery insurance can protect you when you need it most. As careful as you may be, accidents do happen, and that is why dental surgery insurance to cover all your trading activities is a must. As well as protecting your premises and equipment, you will also need to cover liabilities for clients that visit your premises and the staff that you employ. When deciding what insurance and covers you need to protect your business, you should consider the following...

Dental practice covers to consider:

We understand how important it is to ensure your dental practice is protected and we can advise you on the covers that are most suitable for your business.

How much does dental practice insurance cost?

The cost of dental practice insurance depends on a variety of factors, such as:

  • The location of your business
  • Business size and turnover
  • The level of cover you require

To find out how much dental practice insurance will cost, our expert advisors are on-hand to discuss your requirements and can compare quotes from many trusted business insurers.

Dental practice insurance covers explained

Public liability insurance

Public liability insurance can protect you financially if a patient or visitor takes legal proceedings against you if they suffer an injury or damage their property whilst at your dental practice, as well as cover for the associated medical and/or legal costs too.

Dental surgery building and contents cover

Typically, dental practice insurance would include cover for dental surgery premisesdental practice contents and specialist equipment and can also be extended to cover medical supplies as well. Most dental surgery insurance policies will cover a number of events, including fire, theft, flood and storm, and many other perils.

Employers’ liability insurance

If you have employees who work for you in your dental practice, such as office and reception staff, dental hygienists or dental practitioners then you will need to take out employers' liability insurance to safeguard your employees against accidents at work. Typically, these covers can be combined into one ‘easy to buy’ insurance policy, tailored to your specific needs.

Business interruption insurance

If you suffer damage to your premises as a result of an insured event that means you are unable to practise, business interruption cover can safeguard your profit and cover your business expenses while you get back up and running. It can also provide cover to let you practise temporarily from other premises while you get back on your feet.

Dental practice specialist equipment cover

In addition, you may require additional insurance to cover specialist dentist equipment against breakdown, and some of your equipment may need inspecting annually. We can arrange this engineering inspection cover for you to ensure you have protection for your business.

Commercial legal protection

Commercial legal protection could offer cover for the costs relating to unforeseen legal action that may be brought against you for things like property, contractual or employment disputes that may arise within your dental practice.

Cyber and data insurance

At your dental practice, access to your computer system will be very important to your business. You may hold personal and confidential data about your patients, suppliers or even your employees on your computer. With this in mind, you might want to consider cyber liability insurance, which is designed to support your business if your systems are compromised by things like malicious hackers who may cause damage or restrict access to the information you hold. Our advisors are on hand over the phone to discuss your cyber liability insurance requirements.

Medical malpractice insurance

Medical malpractice insurance is designed specifically for health and care practitioners who give medical treatment, guidance and advice to their patients. If a patient claims they’ve suffered an injury, illness or unexpected outcome as a result of treatment or advice they received from you, medical malpractice could cover the costs of compensation you may have to pay. This cover is not typically included in a dental practice insurance policy as standard, and as a specialist insurance cover, our advisors can also provide recommendations for medical malpractice insurance over the phone.

Additional covers to consider

We can also help to source complementary insurance products for your surgery, such as Directors and Officers Insurance. Simply give us a call to arrange this.

Dental practice insurance with Premierline

If know your dental surgery or office insurance requirements and don't need advice you can compare dental practice insurance quotes online today. Alternatively, you can call our business insurance advisors to get expert advice and arrange the bespoke insurance your dental practice deserves.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Start your insurance quote:

For advice:   
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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)