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Compare playgroup and nursery insurance

Nurseries and day care centres are unique environments that require specialised insurance to cover the range of risks that they’re exposed to. Choosing the right insurance is essential to protect the business you’ve worked so hard to build. We understand these risks and can recommend the right covers to create a tailored insurance solution for your nursery, built to your individual requirements.

Our expert advisors are just a call away. They’re dedicated to finding you the right cover at the right price and work closely with a panel of trusted insurers to ensure you get bespoke protection for your livelihood.

So whatever your insurance needs, we’ll arrange a policy to meet them and give you the peace of mind that your nursery business is protected. 

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 272 Feefo reviews

Get in touch with a Children's
Nursery Insurance advisor:

Or call:   


Insurance for Nurseries and Day Care Centres

What insurance do nurseries need?

Nursery schools and childcare services are unique and require bespoke insurance to cover the range of risks that are faced daily. Nursery insurance is tailored to cover a wide range of exposures that could leave your business wide-open to financial losses. Without the right insurance in place to protect your livelihood, you may be subject to claims against you that could impact the future of your business.

How do I buy nursery insurance?

Request a quote or give us a call today. We have many years’ experience listening to the needs of our customers and arranging nursery insurance on their behalf, meaning we have gained a thorough understanding of the trade and the covers that you need most.

What insurance covers do children's nurseries need?

Care home insurance has several covers available, all of which can be specifically tailored to your requirements. There are many considerations to make to ensure you have the necessary cover.

Children's nursery insurance covers to consider:


Children's nursery insurance covers

Public liability insurance

Typically, you will need to include liability cover for you, your clients and employees, to safeguard your livelihood against unforeseen events. Public liability cover can protect you against large compensation awards if someone was to fall and injure themselves at your premises. This means that if a child in your care trips over some toys and sustains an injury; your public liability cover would take care of medical and legal expenses as well as any award for damages.

Employers' liability insurance

Employers’ liability covers your staff against accidents at work. Liability claims can be costly, and no matter how careful you are, unfortunately accidents do happen.

Buildings, contents and equipment cover

Your playgroup insurance will typically also offer cover for assets, such as buildings, contents, computers and any other business equipment. Play equipment can be expensive to replace, so having the right levels of cover in place to protect indoor as well as outdoor goods is essential. You can select the levels of cover to suit your business needs, so you’re not paying for cover you don’t need. All these can be protected against a number of perils, such as fire, theft, flood, storm damage, and much more.

Business interruption insurance

Another key cover to take into consideration when sourcing your crèche insurance is business interruption. This will typically cover you in the event of your property being damaged by an insured event, leaving you unable to trade. Business interruption cover can protect your income and expenses and may help you operate temporarily from another location whilst you get back up and running.

Additional children's nursery insurance covers

There are many other covers that can be included in your children's nursery insurance such as professional indemnity insurance and directors and officers insurance. You may also wish to consider cyber insurance if you hold customer's personal information. All of these covers can be tailored to your requirements to let you focus on what really matters – your business.

Children's nursery insurance brokers

We source nursery insurance from a range of the UK’s leading insurers to get you the cover that’s right for your business. Our expert advisors are on hand to talk through your insurance needs and find you the right quote for your business insurance.

Talk to a business insurance advisor today. We’re on hand to discuss your requirements and will support you for the duration of your policy.

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Get in touch with a Children's
Nursery Insurance advisor:

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"This is the 3rd year in a row I have used Premierline. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks due to Covid-19. So it was a huge relief to find a policy I could afford. Soon work will start to pour in and I’m now ready for it."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)