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Compare playgroup and nursery insurance

Nurseries and day care centres are unique environments that require specialised insurance to cover the range of risks that they’re exposed to. Choosing the right insurance is essential to protect the business you’ve worked so hard to build. We understand these risks and can recommend the right covers to create a tailored insurance solution for your nursery, built to your individual requirements.

Our expert advisors are just a call away. They’re dedicated to finding you the right cover at the right price, and work closely with a panel of trusted insurers to ensure you get bespoke protection for your livelihood. So whatever your insurance needs, we’ll arrange a policy to meet them and give you the peace of mind that your nursery business is protected. 

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 294 Feefo reviews

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Nursery schools and childcare services are unique in their nature and require bespoke insurance to cover the range of risks that are faced on a daily basis. Nursery insurance is tailored to cover a wide range of exposures that could leave your business wide-open to financial losses. Without the right insurance in place to protect your livelihood, you may be subject to claims against you that could impact the future of your business.

We have many years’ experience listening to the needs of our customers and arranging nursery insurance on their behalf, meaning we have gained a thorough understanding of the trade and the covers that you need most.

Typically, you will need to include liability cover for you, your clients and employees, to safeguard your livelihood against unforeseen events. Public liability cover can protect you against large compensation awards if someone was to fall and injure themselves at your premises. This means that if a child in your care trips over some toys and sustains an injury; your public liability cover would take care of medical and legal expenses as well as any award for damages.

Employers’ liability covers your staff against accidents at work. Liability claims can be costly, and no matter how careful you are unfortunately accidents do happen.

Your playgroup insurance will typically also offer cover for assets, such as buildings, contents, computers and any other business equipment. Play equipment can be expensive to replace, so having the right levels of cover in place to protect indoor as well as outdoor goods is essential. You can select the levels of cover to suit your business needs, so you’re not paying for cover you don’t need. All these can be protected against a number of perils, such as fire, theft, flood, storm damage, and much more.

Another key cover to take into consideration when sourcing your crèche insurance is business interruption. This will typically cover you in the event of your property being damaged by an insured event, leaving you unable to trade. Business interruption cover can protect your income and expenses, and may help you operate temporarily from another location whilst you get back up and running.

We source nursery insurance from a range of the UK’s leading insurers to get you the cover that’s right for your business. Our expert advisors are on hand to talk through your insurance needs and find you the right quote for your business insurance.

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Covers to consider:

  • Public liability 
  • Employers' liability
  • Buildings, contents and equipment
  • Business interruption
  • Professional indemnity
  • Directors and officers liability
  • Cyber insurance

Start your insurance quote:

For advice:   
Request a call back

"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"It was a very efficient service. They gave me my chosen quote and set everything up within minutes. No trouble at all. I'm very happy with Premierline's service and will definitely recommend them"

Dr Chatterjee, Dentist, Warrington (Customer since July 2016)