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Compare opticians insurance

Running an opticians shop means you face a variety of risks and without the right opticians insurance you could be exposed to financial loss if something goes wrong. Having the right cover in place can give you peace of mind to work without worry knowing that should something happen, you’re covered.

We understand the risks of running an opticians shop and the importance of having cover that is right for you. That’s why we’ve made it easy to compare covers and prices from a panel of insurers to find the policy that’s right for you. If you know the covers you need and don't require any advice you can quickly compare quotes online. Alternatively call us to speak to one of our expert advisors for professional insurance advice.


Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Opticians insurance is designed to protect your opticians shop and safeguard against unforeseen events that could leave your business exposed to financial loss. We understand that every business is different and finding the right opticians insurance to suit your needs can be a challenge. It is essential to ensure you have the right cover in place to protect your livelihood and that is where we can help.

Insurance for opticians can cover your business equipment, premises and stock, as well as protecting your staff and your clients. We understand the delicate nature of your business as an optician and the specialist equipment that you rely on daily. The right opticians insurance protects against unforeseen events that could damage your equipment, and allows you to focus on what really matters – your business.

Your business premises may be exposed to events that cause property damage, including fires and floods, storms and subsidence. Damage to property could cause disruption and interrupt your business activities leaving you unable to trade; however we can arrange business interruption cover as part of your opticians insurance to protect against these events, meaning that loss of profit and business expenses would be taken care of should something unfortunate happen.

No matter how careful you are, accidents do happen. Public liability cover can protect you against claims made against you if a customer slips, trips or falls, as well as covering any compensation awarded as a result. If you have employees, employers’ liability can also cover you if a member of staff is injured at work and is entitled to compensation.

Our advisors are on hand to assist you in finding the right opticians insurance for your business. We have many years’ experience arranging insurance for optometrists and have really got to know the industry and the covers you need most.

We make arranging your opticians insurance simple and hassle free, so you can work without worry. You can compare quotes online in just a few minutes if you don't require any advice. However, if you are unsure of what you need, speak to our advisors who will be happy to talk you through your opticians shop insurance requirements.

Covers to consider:

  • Specialist equipment cover
  • Contents cover
  • Public liability
  • Employers’ liability
  • Business interruption
  • Commercial legal expenses 
  • Cyber insurance

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)