Pharmacies offer a unique service that caters for clients in their time of need. The nature of the trade means that bespoke insurance is needed to cover the range of exposures that could lead to financial losses. Pharmacy insurance can be individually tailored to cover your chemist’s trading activities, to give you peace of mind to work without worry.
We have many years’ experience sourcing insurance for clients looking for pharmacy insurance, meaning we’ve really got to know the industry and the daily risks you face. You never know what is around the corner, so ensuring you have the right insurance cover is a must for any business owner.
We understand that one size does not necessarily fit all, and can tailor cover to suit your requirements, meaning you only pay for the cover that you really need.
Pharmacy insurance is designed to protect you against a number of unexpected events, such as fire, flood, theft, storm and many other eventualities that could lead to a financial loss.
Typically, it will safeguard your business contents, equipment, stock, medicines and drugs, as well as cover public and employers' liability, and a number of other beneficial features. For example, business interruption cover can protect your income and expenses, should you suffer property damage resulting from an insured event. This means that if you have a fire at your premises leaving you unable to trade, you won’t be out of pocket while you get back on your feet.
Liability insurance can protect your business against claims for accidental injury and accidental damage to property of third parties. So should someone fall and injure themselves at your premises, your pharmacy insurance would cover any compensation awards as well as any legal costs associated with the claim if you are found liable.
Commercial legal expenses can assist you with matters such as contracts and VAT disputes, as well as any employment disputes and commercial tenancy disputes.
Pharmacy insurance caters for a variety of trades in this sector, including chemist insurance, dispensary insurance and pharmacy insurance that is tailored to your business needs. It can protect your livelihood against unforeseen circumstances that can impact the future of your business and your ability to trade. It should cater for all of your trading activities, including late night trading and prescription services, and any other aspects of your business.
If you don't know what you need, speak to a business insurance specialist today for advice and we’ll provide you with pharmacy insurance quotes from a panel of some of the UK's most trusted insurers suitable for your business. We are committed to arranging the right cover for you, and will support you for the duration of your policy.