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Compare pharmacy insurance

If you own a pharmacy then it’s important to ensure you have the right insurance cover in place to protect you and your chemist.

By understanding the exposures you face, we can arrange cover that is tailored to your needs. We can arrange an easy to buy insurance policy that combines liability cover with property damage, legal assistance and much more.

If you know what you need it’s simple to get an insurance quote online or if you require any advice please call us to speak to our insurance specialists today to get comprehensive protection for your business.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Pharmacies offer a unique service that caters for clients in their time of need. The nature of the trade means that bespoke insurance is needed to cover the range of exposures that could lead to financial losses. Pharmacy insurance can be individually tailored to cover your chemist’s trading activities, to give you peace of mind to work without worry.

We have many years’ experience sourcing insurance for clients looking for pharmacy insurance, meaning we’ve really got to know the industry and the daily risks you face. You never know what is around the corner, so ensuring you have the right insurance cover is a must for any business owner.

We understand that one size does not necessarily fit all, and can tailor cover to suit your requirements, meaning you only pay for the cover that you really need.

Pharmacy insurance is designed to protect you against a number of unexpected events, such as fire, flood, theft, storm and many other eventualities that could lead to a financial loss.

Typically, it will safeguard your business contents, equipment, stock, medicines and drugs, as well as cover public and employers' liability, and a number of other beneficial features. For example, business interruption cover can protect your income and expenses, should you suffer property damage resulting from an insured event. This means that if you have a fire at your premises leaving you unable to trade, you won’t be out of pocket while you get back on your feet.

Liability insurance can protect your business against claims for accidental injury and accidental damage to property of third parties. So should someone fall and injure themselves at your premises, your pharmacy insurance would cover any compensation awards as well as any legal costs associated with the claim if you are found liable.

Commercial legal expenses can assist you with matters such as contracts and VAT disputes, as well as any employment disputes and commercial tenancy disputes.

Pharmacy insurance caters for a variety of trades in this sector, including chemist insurance, dispensary insurance and pharmacy insurance that is tailored to your business needs. It can protect your livelihood against unforeseen circumstances that can impact the future of your business and your ability to trade. It should cater for all of your trading activities, including late night trading and prescription services, and any other aspects of your business.

If you don't know what you need, speak to a business insurance specialist today for advice and we’ll provide you with pharmacy insurance quotes from a panel of some of the UK's most trusted insurers suitable for your business. We are committed to arranging the right cover for you, and will support you for the duration of your policy.

Covers to consider:

  • Specialist equipment cover
  • Contents cover
  • Public liability
  • Employers' liability
  • Business interruption
  • Commercial legal expenses
  • Cyber insurance

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)