To find out how much surgery insurance will cost, our expert advisors are on-hand to discuss your requirements and can compare quotes from many trusted business insurers.
Surgery insurance covers explained
Public liability insurance
Public liability cover as part of your surgery insurance will typically protect your clients, suppliers and other members of the public against accidental injury while visiting your surgery. This means that if someone tripped and injured themselves, any compensation awards will typically be covered by your clinic insurance.
Employers’ liability insurance
If you are an employer, you will need to include employers' liability cover in your surgery insurance. This can protect you in the event that an employee injures themselves at work, and again can cover any compensation awarded as well as legal costs.
Building and contents cover
Typically, surgery business insurance would include cover for surgery building premises, contents, specialist equipment and can also be extended to cover medical supplies as well. Most surgery insurance policies will typically cover against a number of insured events, including fire, theft, flood and storm, and many other perils.
Business interruption insurance
If you suffer damage to your premises as a result of an insured event that means you are unable to practise from your surgery, business interruption cover can safeguard your profit and cover your business expenses while you get back up and running. It can also provide cover to let you open temporarily from another premises while you get back on your feet.
Surgery Specialist equipment cover
In addition, you may require additional insurance to cover specialist surgery equipment against breakdown, and some of your equipment may need inspecting annually. We can arrange this engineering inspection cover for you to ensure you have protection for your business.
Commercial legal protection
Commercial legal protection could offer cover for the costs relating to unforeseen legal action that may be brought against you for things like property, contract or employment disputes that may arise within your surgery.
Cyber and data insurance
At your surgery, access to your computer system will be very important to your business. You may hold personal and confidential data about your patients, suppliers or even your employees on your computer. With this in mind, you might want to consider cyber liability insurance, which is designed to support your business if your systems are compromised by things like malicious hackers who may cause damage or restrict access to the information you hold. Our advisors are on hand over the phone to discuss your cyber liability insurance requirements.
Additional covers to consider
We can also help to source complementary insurance products for your surgery, such as or directors and officers Insurance, business emergency cover or medical malpractice simply give us a call to arrange any of these.
Surgery insurance with Premierline
It’s simple to get a no-obligation quote and start protecting your business today. Let our business insurance specialists arrange the cover you need to support your surgery. For advice call today or if you know the insurance cover you need and don't require advice, simply compare surgery insurance quotes online.