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Commercial Landlord Insurance

We compare quotes from leading insurers
Whether you own a commercial unit or a block of offices, protecting your assets against the unexpected is essential.

You need commercial landlord insurance to protect you financially in case something goes wrong. With so many insurance options available it can be difficult to find the right cover for your property. That’s why here at Premierline we compare covers and prices from some of the UK’s leading insurers to make arranging your insurance simple and hassle-free.

We understand the complex nature of commercial landlord insurance and can arrange tailored cover to meet your individual needs. Whether you own a lock-up unit, unoccupied premises or have a portfolio of properties we’re here to help you get the right cover at the right price for your investments.

If you know the covers you’re looking for then you can compare prices and insure your commercial property online in just a few minutes. However, if you’re looking for some professional recommendations or your needs are more complex then give us a call. Our friendly insurance experts are on hand to make arranging your commercial landlord insurance simple and hassle-free.

If you know the covers you require, it's quick & easy to compare property owners and landlord insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Commercial landlord insurance is a property owner's insurance coverage that is tailored to provide comprehensive protection for commercial property owners and landlords. It typically includes coverage for property damage, protecting the building and fixtures from risks like fire or vandalism, as well as liability protection against legal claims arising from injuries or property damage on the premises. Additionally, commercial landlord insurance can offer coverage for loss of rental income when the property becomes temporarily uninhabitable and contents coverage for personal property within the property.
When deciding what insurance and covers you need to protect your business, you should consider the following:

If you own a commercial property that you lease or rent out to tenants, having insurance coverage is advisable. It helps protect your investment and provides financial safeguards against potential risks and liabilities.

As a landlord or commercial property owner, there are a number of situations that could lead to claims being made against you, so it’s essential to ensure you have the right protection in place. Commercial landlord insurance will typically incorporate cover to protect you against a loss from a wide range of events, such as fire, flood, storm and many more.

At Premierline, we can arrange flexible commercial landlord insurance policies that can be as simple or complex as you need depending on your properties. When deciding what insurance you need to protect your business, you should consider the following:

  • Property owners liability - protects landlords against legal liabilities for accidents or injuries that occur on their rental property.
  • Employers' liability - protects employers against legal liabilities for injuries or illnesses sustained by their employees while carrying out their work duties.
  • Buildings cover – to cover for loss or damage to the buildings you let.
  • Contents and stock – to reinstate your items and belongings within your property.
  • Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
  • Loss of rent - compensates landlords for the rental income they would have earned if their property becomes temporarily uninhabitable due to an insured event.

The cost of commercial landlord insurance can vary significantly depending on various factors, including the location, size, type of property, the value of the property, chosen cover limits, chosen excess, and the specific risks associated with the property. Other factors that can influence the cost include the landlord's claims history, the presence of safety features or risk management measures on the property, and the insurer's underwriting criteria.

Get a personalised quote online or contact one of our business insurance brokers to find out how much your commercial landlord insurance might cost to protect your business from unforeseen circumstances.

When it comes to commercial landlord insurance there’s no ‘one size fits all’ solution. Finding the right cover for your assets can often be challenging and time-consuming. Working with some of the UK’s leading insurers we can arrange cover that’s tailored to your needs.

If you know the cover you need then you can protect your commercial property online in a matter of minutes. If your needs are more complex or you are looking for insurance advice then give us a call – our team of professional advisors are on hand to find the right commercial landlord insurance for you.

As a business insurance broker, we can arrange insurance for a range of different property owners and commercial landlords, including:

Blocks of flats, commercial properties and units, residential lettings such as buy to let and student accommodation such as houses in multiple occupation.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
"Our block of flats insurance policy from another broker had increased too much and they couldn’t get a better price. I found Premierline through an internet search and Dan was there to help straight away. After a few days he had sourced a considerably more competitive and acceptable product with much better terms. I really felt Premierline wanted our business."
Block of Flats Property Owner
Customer since January 2024
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
You can protect your commercial properties online in just a few minutes if you know what you want, or if you need some advice call us to get a commercial landlord insurance quote today.
If you know the covers you require, it's quick & easy to compare property owners and landlord insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm