Compare flat owner insurance

If you own a block of flats or apartments it’s essential you have the right insurance in place to protect your investment against the unexpected. You need flexible cover that protects your assets, your tenants and your income if you make a claim. That’s why we compare covers and prices from a panel of trusted insurance providers to make arranging your flat owner’s insurance simple and hassle free.

Whether you’re looking to cover a full block of flats or a single apartment within a block; we can source insurance that’s tailored to your needs. We’ve made it easy for you to compare covers and prices from a panel of the UK’s leading insurers online in a matter of minutes. However, if you’re unsure of the covers you need or have more complex requirements and need some advice you can speak to us for insurance advice that is tailored to your individual needs.

  • Compare quotes from leading insurers
    Right cover, right price
  • Protect your business online in minutes
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent service
    Rated by our customers on Feefo

We work with some of the UK's leading insurers

  • Allianz Business Insurance
  • Aviva Business Insurance
  • AXA Business Insurance
  • Covea Business Insurance
  • Hiscox Business Insurance
  • LV Business Insurance
  • NIG Business Insurance
  • QBE Business Insurance

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Insurance for flat owners is typically designed to provide protection against damage and legal action plus you may also want to tailor your flat owner policy by selecting additional covers such as loss of rent, to give you added security and peace of mind.

As an owner of a block of flats, there are a number of events that could lead to claims being made against you, so it’s essential to ensure you have the right protection in place. Flat owner insurance will typically incorporate cover to protect you against a loss from a wide range of events, such as fire, flood, storm and many more. Your buildings and contents can also be protected against accidental damage or subsidence as well as damage caused by tenants offering you a broad range of protection for your investment.

As a landlord, you also have a duty to ensure the safety of your tenants, and any other visitors to your apartment blocks, such as contractors, tenants’ guests and letting agents. If someone fell down the stairs for instance and sustained an injury, you may be liable to pay compensation. Property owners liability insurance should be considered to protect you in these circumstances should you be found to be negligent.

Flat owner insurance can incorporate a number of optional covers to protect you against a whole host of eventualities, such as employers’ liability, loss of rent, personal accident and terrorism cover.

We work closely with a panel of trusted insurers to source tailored solutions for owners of flats and apartments that offers protection and peace of mind. Whether you own a purpose built apartment block or converted premises, our advisors are on hand to talk through your insurance requirements and get you the right cover at the right price.

Covers to consider:

  • Buildings and contents cover
  • Property owners liability
  • Employers’ liability
  • Personal Accident
  • Loss of rent cover
  • Commercial legal expenses

"Joe was polite, efficient and friendly. He talked through the questions, sent through the quotes and followed up everything as promised. The whole experience was pain free, efficient and he got a great quote for us too!"

Mr Simpson, Marketing Consultants, Banbury. (Customer since May 2017)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”"

Mr Livesey, Newsagents, Kendal. (Customer since August 2017)

"Professional, efficient, friendly and thorough service. They fully understood my specific business requirements, and sorted out an insurance policy which not only exceeded my previous cover, but was also a lot cheaper."

Mr Jones Gym/Health Club, Woodford Green, Essex (Customer since January 2018)