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Compare carpet cleaners insurance

Running a business can be time consuming and tough. Whether you’re a one man band or employing a team, you need hassle free carpet cleaners insurance that’s quick and easy to set up. No matter how experienced you are and how careful you may be, accidents happen when you least expect. Having comprehensive insurance can give you peace of mind to work without worry. That’s where we come in.

We make arranging your insurance simple and hassle free by comparing covers and prices from some of the UK’s leading insurers. We understand the exposures you face and the covers you need most. If you know what you’re looking for you can protect your business online in a matter of minutes. If your needs are more complex or you would like some advice, our friendly team of experts are on hand to make recommendations that are tailored to you. Don’t leave anything to chance. Protect your carpet cleaning business today.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

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Protecting your carpet cleaners business

What insurance do I need for a carpet cleaners business?

Being self-employed has its advantages. You’re your own boss with the freedom to fit work around family life and other commitments. But all these benefits bring great responsibility, to your clients, your staff and for your own peace of mind. Without the right carpet cleaners insurance in place you could be exposed to compensation claims against you if something goes wrong. Could you cover the cost of replacing a carpet? How would you cope if an employee had an accident that left them unable to work? Carpet cleaners insurance can leave you safe in the knowledge that should something happen, you’re covered.

Carpet cleaners insurance covers

Liability cover for carpet cleaners

Working with chemicals in other people’s houses, up and down stairs comes with its risks. Simply tripping over a cable or knocking something over could result in a customer claiming compensation against you. Public liability insurance typically protects your business against claims for accidental damage to property as well as third party injury. You never know what is around the corner and compensation awarded for injury claims can escalate quickly. By including public liability cover in your carpet cleaners insurance you can be confident that if someone did hurt themselves as a result of you working, their medical expenses, compensation and legal costs can be taken care of. Employers’ liability can protect your staff in similar circumstances

Carpet cleaner equipment cover

Carpet cleaning machines can be costly bits of kit. You may have a range of machines or operate on a solo basis meaning you’re reliant on one main appliance. Whatever the structure of your business, you should consider how you would continue to help your customers without your equipment. What would you do if they were lost, damaged or stolen? Do you have a backup or would you need replacements pronto? By including the right level of tool cover in your carpet cleaners insurance package, you can ensure minimal disruption to your day to day activities should something go wrong.

Personal accident cover for carpet cleaners

So working for yourself can be advantageous, but what happens if you fall ill or have an accident that leaves you unable to work? How would you pay the bills without a regular income, and how long could you realistically afford to be off for? Personal accident cover typically provides a weekly income to support you in these circumstances. This could be a blanket cover or have various levels of cover available; either way, this protection could help tide you over until you’re able to return to work. Typically this can be included within your carpet cleaners insurance package to offer financial protection should you be involved in an accident or be signed off due to illness.

Carpet cleaners legal expenses

While some insurers will include this as standard, others will offer this cover as an optional extra. Legal expenses will generally cover a number of defined events, such as employment disputes, tax and VAT appeals to name a few. This cover could be invaluable if you are unexpectedly taken to court in relation to your business and can protect your financial exposure to costly litigation.

Comprehensive carpet cleaners insurance

Whatever your carpet cleaning insurance requirements, we are here to help you find the right cover at the right price to give you peace of mind. We understand the time pressures of running a business which is why we’ve taken the hassle out of arranging your carpet cleaners insurance. If you know the covers you need you can protect your business online in a matter of minutes. If your needs are slightly more complex or you need some advice, our team of expert advisors are on hand to help and give professional recommendations tailored to you.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Covers to consider:

  • Public liability insurance
  • Employers' liability insurance
  • Specialist equipment cover
  • Personal accident cover 
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)