Insurance for your cleaning business
What insurance do cleaning businesses need?
Cleaners insurance is typically designed to protect you and your livelihood against unforeseen events that could leave you exposed to financial losses. Using various chemicals and equipment can be risky to you, your employees, and your clients, so you need to consider comprehensive cleaners insurance to let you focus on the job in hand. No matter how careful you may be, accidents do happen, and that’s where we come in.
We have many years’ experience arranging cleaning business insurance for clients doing domestic cleaning, or working on more commercial and industrial premises. We understand the nature of your work can lead to a variety of hazardous scenarios, requiring specialist insurance. It’s our job to ensure you have insurance in place to protect your livelihood, so you can concentrate on the job in hand.
Whether you’re working alone, or employ a team to assist you, we can arrange cleaning contractors insurance with covers that are most relevant to you, meaning you only pay for the cover you need.
Covers for cleaning contractors
Cleaners Public liability insurance
Public liability insurance can protect your clients, as well as their property, against accidental injury and accidental damage to property. Put simply, if a client slipped over on a floor you just mopped and sustained an injury, your public liability insurance can protect you against compensation awarded as a result.
Employers' liability for cleaning businesses
Employers' liability can protect your staff in similar circumstances. As a cleaning contractor, you and your staff could be exposed to hazardous chemicals that can burn your skin or even get into your eyes. Employers' liability can protect your staff from these accidents, and settle any damages awarded as a result of an accident at work. If you work alone or as a sole trader, you may wish to consider personal accident cover. This offers a weekly benefit to tide you over if you are injured at work.
Additional covers for cleaning businesses
Your equipment and products are an essential part of your cleaning business. If you have a lock-up unit or office that you wish to include in your insurance, some policies can incorporate this and offer business interruption cover as well. This means if you suffered damage at your premises that impacted your ability to trade; your loss of income would be covered while you get back up and running. If you'd like to talk through these additional cover options, simply give us a call.
Hassle-free cleaning business insurance
We can arrange your cleaners insurance to cover your specific cleaning business needs. You can protect your livelihood online in just a few minutes, or for advice call us to speak to one of our advisors and they’ll arrange your cleaning contractors insurance for you.