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Compare electrician insurance quotes

Electricians insurance is an essential safety net for anyone working in this trade, whether you’re rewiring houses, working on machinery or just doing the odd job here and there. Accidents happen when you least expect, so you need the right cover for your livelihood to protect you if something goes wrong.

That’s why we compare quotes from a panel of trusted insurers to find the right cover for your business. With flexible cover that’s tailored to your unique requirements, you can focus on the job in hand and work without worry.

If you know what you need you can compare prices and covers online in a matter of minutes to get the protection your business deserves. However, if you need some advice, call us to speak to our advisors who can help you find the insurance cover that’s right for you and your business.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Insurance for electricians and electrical contractors

Your work requires significant attention to detail and provides people with everyday amenities that are often taken for granted. We know that there are many risks associated with your profession, so electrical contractors insurance must be top of your list to protect the business you’ve worked so hard to build. We can arrange electrician insurance that protects your individual needs to ensure you can focus on what really matters – your business.

Covers for electricians

Public liability insurance for electricians

From shocks to short circuits, public liability insurance can protect your livelihood against unexpected events that could impact your business financially. Without the right insurance in place, you may be personally liable for anything that goes wrong. As careful as you may be, accidents can happen when you least expect, so having the right cover in place is essential for your business continuity.

Public liability insurance can protect you against accidental injury and unintentional damage to 3rd party property. For instance, if a client tripped over tools, your public liability insurance would cover the medical and legal costs associated as well as any claims for compensation.

Electricians Employers' Liability cover

Employers' liability insurance is designed to take care of any claims involving your employees if they suffered an injury at work. For instance, if an employee fell off a ladder and sustained an injury, they may be entitled to compensation; employers' liability insurance would take care of this for you, and fulfil your legal obligation to protect your staff during work.

Commercial legal protection for electricians

Commercial legal expenses can protect you against employment disputes, commercial tenancy disputes, tax and VAT appeals, as well as provide allowance if you or your employees are summoned for jury service.

Additional covers for electrical contractors

You may also wish to include your tools and equipment cover as part of your electrical contractors' insurance for more comprehensive protection. If you have an office or lock-up unit to store your equipment and goods, then this can be included within your insurance policy to cover your buildings, contents, computers and stock, alongside business interruption cover to protect your income should you suffer damage at your premises meaning you are unable to trade. With varying levels of cover available, you can select the cover that’s most relevant to you meaning you only pay for the cover you need. Just give us a call for advice on the covers you may need.

You might want to think of adding personal accident cover to your electrician insurance, so if you as the business owner injured yourself at work, you won’t be out of pocket while you get back up and running. Being self-employed comes with many benefits; but what if something happened meaning you were unable to work? Personal accident cover can provide a weekly allowance to tide you over while you get better.

Compare electrician insurance quotes with Premierline

We have many years’ experience arranging electricians insurance, and really understand the importance of insurance and the covers that are most relevant to you. We make arranging your cover simple and hassle-free.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Covers to consider:

  • Specialist equipment cover
  • Public liability
  • Employers' liability
  • Personal accident cover
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)