We source locksmith insurance quotes from some of the UK’s leading insurers to get your business the protection it needs. We understand the nature of your business can take you here there and everywhere, no two jobs are the same and you never know what problem you will be asked to solve next. We are here to make arranging your insurance simple and hassle free so you can concentrate on running your business.
As a professional locksmith, you will need comprehensive insurance to safeguard against a number of eventualities that could lead to financial loss, or claims being made against you.
Liability insurance is essential to protect you, your clients, suppliers and other members of the public. If someone fell over your tools sustaining an injury, then your public liability insurance should cover any compensation awarded as a result, as well as any legal and medical costs. Similarly, if you accidentally smashed a pane of glass in a door whilst changing a lock, this should be taken care of by your public liability insurance.
If you employ staff, then you will need to take out employers' liability to fulfil your legal requirements, as well as protect your staff against injuries at work. Typically your locksmith insurance would protect you up to a specified amount for employers' liability claims.
You may also wish to protect your tools and equipment against theft and damage. You can select the level of tool cover you would like, meaning that you only pay for the cover that you need.
Business interruption cover can also be added to your locksmith insurance to protect your income and fixed expenses should something happen. This means that if your tools were damaged, your income would be protected until you are able to trade again.
If you were to injure yourself at work, for instance breaking your wrist, then personal accident cover can provide a weekly benefit to tide you over until you are back to full health.
It may be worthwhile considering the need for commercial legal expenses to safeguard against tax and VAT disputes, employments disputes and compensation awards as well as jury service allowance.
Locksmith insurance can cater for all your activities, whether you are focused on domestic work or larger commercial jobs. Cover can be selected to meet your needs, whether you employ a team or work as a one man band.
We can source insurance for locksmiths from a range of UK insurers to get the protection you need for your business and to protect your livelihood. So for advice speak to us today and we'll be happy to help and provide the support you and your business needs. Alternatively, if you know your insurance requirements simply go online to compare quotes in minutes.