• Allianz
  • Aviva
  • Covea
  • Hiscox
  • NIG
  • QBE
  • RSA
  • Zurich
  • Feefo logo

Compare locksmith insurance quotes

Becoming a professional locksmith takes a lot of time and training and once qualified you need a quality locksmith insurance policy to protect you if something goes wrong. Accidents happen when you least expect, and the smallest mistake could have disastrous consequences; that’s where we come in. We arrange tailored cover to suit your business, whether you’re cutting keys or fitting high end security systems. We'll arrange flexible, quality cover that you can build upon as your business grows, meaning you only pay for the cover you need.

If you know what you need, you can compare quotes online from a panel of trusted insurers in a matter of minutes to get the protection that’s right for you. Its simple hassle free insurance that you can manage in your own time. Alternatively, if you need advice you can speak to our expert advisors to get professional guidance for all your business insurance needs.


Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Insurance for locksmiths

We source locksmith insurance quotes from some of the UK’s leading insurers to get your business the protection it needs. We understand the nature of your business can take you here there and everywhere, no two jobs are the same and you never know what problem you will be asked to solve next. We are here to make arranging your insurance simple and hassle-free so you can concentrate on running your business.

As a professional locksmith, you will need comprehensive insurance to safeguard against a number of eventualities that could lead to financial loss, or claims being made against you.

Covers for locksmith businesses

Public liability insurance

Public liability insurance is essential to protect you, your clients, suppliers and other members of the public. If someone fell over your tools sustaining an injury, then your public liability insurance should cover any compensation awarded as a result, as well as any legal and medical costs. Similarly, if you accidentally smashed a pane of glass in a door whilst changing a lock, this should be taken care of by your public liability insurance.

Employers' liability insurance

If you employ staff, then you will need to take out employers' liability insurance to fulfil your legal requirements, as well as protect your staff against injuries at work. Typically your locksmith insurance would protect you up to a specified amount for employers' liability claims.

Tools and equipment insurance

You may also wish to protect your tools and equipment against theft and damage. You can select the level of tool cover you would like, meaning that you only pay for the cover that you need.

Business interruption insurance

Business interruption cover can also be added to your locksmith insurance to protect your income and fixed expenses should something happen. This means that if your tools were damaged, your income would be protected until you are able to trade again.

Personal accident covers

If you were to injure yourself at work, for instance breaking your wrist, then personal accident cover can provide a weekly benefit to tide you over until you are back to full health.

Commercial Legal Protection

It may be worthwhile considering the need for commercial legal expenses to safeguard against tax and VAT disputes, employment disputes and compensation awards as well as jury service allowance.

Hassle-free locksmith insurance arranged by Premierline

Locksmith insurance can cater for all your activities, whether you are focused on domestic work or larger commercial jobs. Cover can be selected to meet your needs, whether you employ a team or work as a one-man band.

We can source insurance for locksmiths from a range of UK insurers to get the protection you need for your business and to protect your livelihood. So for advice speak to us today and we'll be happy to help and provide the support you and your business needs. Alternatively, if you know your insurance requirements simply go online to compare quotes in minutes.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Covers to consider:

  • Public and products liability
  • Employers' liability
  • Specialist equipment cover
  • Personal accident cover
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)