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Compare locksmith insurance quotes

Becoming a professional locksmith takes a lot of time and training and once qualified you need a quality locksmith insurance policy to protect you if something goes wrong. Accidents happen when you least expect, and the smallest mistake could have disastrous consequences; that’s where we come in. We arrange tailored cover to suit your business, whether you’re cutting keys or fitting high end security systems. We'll arrange flexible, quality cover that you can build upon as your business grows, meaning you only pay for the cover you need.

If you know what you need, you can compare quotes online from a panel of trusted insurers in a matter of minutes to get the protection that’s right for you. Its simple hassle free insurance that you can manage in your own time. Alternatively, if you need advice you can speak to our expert advisors to get professional guidance for all your business insurance needs.


Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 356 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

We source locksmith insurance quotes from some of the UK’s leading insurers to get your business the protection it needs. We understand the nature of your business can take you here there and everywhere, no two jobs are the same and you never know what problem you will be asked to solve next. We are here to make arranging your insurance simple and hassle free so you can concentrate on running your business.

As a professional locksmith, you will need comprehensive insurance to safeguard against a number of eventualities that could lead to financial loss, or claims being made against you.

Liability insurance is essential to protect you, your clients, suppliers and other members of the public. If someone fell over your tools sustaining an injury, then your public liability insurance should cover any compensation awarded as a result, as well as any legal and medical costs. Similarly, if you accidentally smashed a pane of glass in a door whilst changing a lock, this should be taken care of by your public liability insurance.

If you employ staff, then you will need to take out employers' liability to fulfil your legal requirements, as well as protect your staff against injuries at work. Typically your locksmith insurance would protect you up to a specified amount for employers' liability claims.

You may also wish to protect your tools and equipment against theft and damage. You can select the level of tool cover you would like, meaning that you only pay for the cover that you need.

Business interruption cover can also be added to your locksmith insurance to protect your income and fixed expenses should something happen. This means that if your tools were damaged, your income would be protected until you are able to trade again.

If you were to injure yourself at work, for instance breaking your wrist, then personal accident cover can provide a weekly benefit to tide you over until you are back to full health.

It may be worthwhile considering the need for commercial legal expenses to safeguard against tax and VAT disputes, employments disputes and compensation awards as well as jury service allowance.

Locksmith insurance can cater for all your activities, whether you are focused on domestic work or larger commercial jobs. Cover can be selected to meet your needs, whether you employ a team or work as a one man band.

We can source insurance for locksmiths from a range of UK insurers to get the protection you need for your business and to protect your livelihood. So for advice speak to us today and we'll be happy to help and provide the support you and your business needs. Alternatively, if you know your insurance requirements simply go online to compare quotes in minutes.

Covers to consider:

  • Public and products liability
  • Employers' liability
  • Specialist equipment cover
  • Personal accident cover
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"It was a very efficient service. They gave me my chosen quote and set everything up within minutes. No trouble at all. I'm very happy with Premierline's service and will definitely recommend them"

Dr Chatterjee, Dentist, Warrington (Customer since July 2016)