• RSA Business Insurance
  • Feefo logo

Compare Property Maintenance Insurance

When you’re trusted to maintain people’s property, you need protection in case something goes wrong. Without the right property maintenance insurance in place, you could be personally liable to rectify any damage if something unexpected happens. But finding the right handyman insurance for your livelihood can be time consuming and when you’re running your own business, time is money. That’s why we’ve made it easy for you to compare quotes from some of the UK’s leading insurers so you can get quality, hassle-free cover.

Arranging your property maintenance insurance doesn’t have to be challenging. We understand the time pressures of being self-employed which is why were committed to doing the hard work for you when it comes to your insurance. By offering a range of quotes from multiple insurers, we can arrange a great value policy that’s tailored to you.

If you know the covers you need you can compare quotes online in a matter of minutes. However, if you’re unsure or looking for advice, then give us a call. Our team of expert advisors are on hand to help you find the right cover at the right price for your business activities.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 356 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Covers for Property Maintenance insurance

Property maintenance can incorporate a number of trades, from gardening to painting to light building work. Ensuring you have adequate cover for all your business activities can give you peace of mind to focus on the job in hand.

There’s a range of covers available for you to pick and choose so you get a tailored policy and only pay for the covers that are relevant to you.

Liability insurance for property maintenance professionals

When you’re working at clients’ homes or premises, public liability insurance is a must have. It can offer financial protection against accidental damage or accidental injury to third parties as a result of the work you do. If you accidentally knocked over a pot of paint that spilled onto a carpet, you could be liable to rectify the damage. If a customer fell over your tool box and claimed compensation for injury, you’d be typically protected under public liability cover. If you are undertaking work which involves the use of heat, for instance working with a blowtorch, there are greater risks involved so the need for effective, comprehensive public liability cover is even more important

If you employ people, whether it’s on a full or part time basis, then you’ll need to take out employers’ liability insurance in case a member of staff has an accident at work. You’re required to do this by law; but both public and employers’ liability can be purchased together in one easy to buy property maintenance insurance policy.

Property maintenance tool cover

Most tradesmen rely on their tools to trade. If your tools were stolen, you could find yourself unable to do your job. By adding tool cover to your property maintenance insurance you could minimise the disruption to your business and get back up and running without having to bear the full cost of replacing them.

Legal protection for property maintenance contractors

Litigation proceedings are becoming more and more common. Commercial legal protection can cover certain business related events to give you financial peace of mind if a customer takes you to court. It can also offer protection against tax and VAT disputes and employment disputes as well. While some insurers will include this as standard others offer it as an additional extra.

Personal accident insurance for property maintenance contractors

Working in property maintenance has many benefits, including the perks of being your own boss. However, what would happen to you if you injured yourself or fell ill for any length of time. You hope this won’t happen, however in order to be prepared for these unexpected events you may want to consider adding personal accident and sickness insurance to your policy which can provide you with a weekly income to help you financially whilst you recover.

If you have a van as part of your property maintenance business see our business van insurance page for more information.

Comprehensive property maintenance insurance

People put their trust in you to do a good job. Our customers do the same. We’re committed to finding you a great value property maintenance insurance policy to make arranging your property maintenance insurance simple and hassle-free.

Covers to consider:

  • Public liability
  • Employers' liability
  • Tool cover
  • Personal accident
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"It was a very efficient service. They gave me my chosen quote and set everything up within minutes. No trouble at all. I'm very happy with Premierline's service and will definitely recommend them"

Dr Chatterjee, Dentist, Warrington (Customer since July 2016)