What does Tradesman insurance cover?
Tradesman insurance is typically constructed to cover the wide range of activities that contractors carry out as part of their day to day activities. You may be working alone, or hire people to help out; whatever your needs, we can arrange the right tradesman cover for you.
Tradesman Public Liability Insurance
As a tradesman it's essential to protect your business when you are out and about. Tradesman liability insurance can be tailored to cover you against unforeseen events that could leave you and your business exposed to financial loss. Public liability insurance is typically designed to safeguard against injury or accidental damage to third party property, meaning that if you cause damage to someone's property, or anyone falls over your tools, any compensation awarded against you would be taken care of.
Tradesman Employers Liability Insurance
Similarly, employers' liability insurance can protect your employees against accidents at work and any damages awarded as a result. The nature of your work can present a number of hazards, and no matter how careful you may be, accidents do happen, and that’s where we come in.
Tradesman Tools Cover
We can arrange tool insurance to protect your tools, equipment, and plant, tailored to the level that you need. This can include temporary buildings, hired in plant, as well as your own goods and equipment. With varying amounts of cover available, you really can choose the cover that suits you best, without paying for cover you don’t need.
Tradesman Building and Contents Insurance
We can even arrange protection for an office or buildings that you use in conjunction with your business, alongside any business contents, computers and stock that you keep there. In addition should you suffer damage at this premises that impacts your ability to trade, then business interruption cover can protect your income should something unexpected happen.
If you’re working alone, you should consider personal accident cover as part of your tradesman insurance. In the event that you injured yourself at work, this cover can provide you with a weekly benefit to tide you over while you are unable to work.
Comprehensive Tradesman Insurance
We have many years’ experience arranging tradesman liability insurance so we’ve really got to know the covers that you need most. We arrange tradesman insurance for a variety of trades, and are here to make sure that you have the covers you need to protect you against the risks you face on a daily basis.
You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a tradesman’s insurance quote today.