Window cleaning insurance covers
Public liability insurance
Public liability cover as part of your window cleaners insurance can protect you from claims made against you by your clients and other members of the public for accidental injury, or accidental damage to their property. For instance, if you damaged a window during the course of your business, or a passer-by tripped over a ladder or hose, you may be liable to pay compensation. As careful as you may be, accidents do happen. Public liability insurance can protect your livelihood against large pay-outs for compensation in these instances.
Employers' liability insurance
If you have staff working for you, you will need to take out employers' liability cover to fulfil your legal requirement. Your window cleaners insurance can ensure all those involved in your business are protected against accidental damage or injury in the course of your business. Climbing ladders and working with glass can be risky, so ensuring you have the correct cleaning business insurance is essential.
Personal accident insurance
Personal accident cover can also be included in your window cleaner insurance, which is specifically designed to protect business owners and business partners against accidents at work. If you fell from a ladder and broke a limb, you may not be able to return to work for a while.
Specialist tools and equipment insurance
Tools and equipment cover can also be incorporated into your window cleaning insurance policy and can be protected against a number of perils. Should your equipment become damaged, this may impact your ability to trade for a while.
Business interruption insurance
Business interruption cover can safeguard your income and expenses in this instance, so if your equipment is stolen, you won’t be out of pocket while you get back up and running.
Commercial legal expenses
You may wish to include commercial legal expenses within your insurance, to offer protection against tax and VAT disputes, employment disputes and compensation awards, as well as cover should you or a member of staff be called up for jury service.
Comprehensive window cleaners insurance
Insurance for window cleaners is suitable for domestic window cleaners using ladders and buckets, to commercial window cleaners using poles and specialist equipment. Whatever your insurance needs, Premierline understands the covers that you need most and are on hand to find you the right cover at the right price, without the hassle.
You can protect your business today by speaking to an advisor who is on hand to provide you with the advice you need to find the right cleaners insurance quotes for you. However, if you don't need advice, you can compare quotes online in minutes.
If you’re using a van as part of your business, we can arrange business van insurance too.