Protecting your beauty salon
If you run a beauty salon, there are a number of considerations that you will need to make when arranging your insurance. It’s essential to ensure that you have the right cover in place to protect your equipment and stock, as well as your liabilities towards employees and clients. If you are working away from your salon as well and visiting clients at home, you will need to check that your cover is extended to include this.
Treatment insurance for beauticians
With so many treatments available in the industry, comprehensive insurance is a must. Treatment cover can be included within your beauty salon insurance so if something goes wrong, both you and your clients are protected. Conducting patch tests and a skin test before carrying out any treatment is essential. But sometimes clients can still have allergic reactions. Having treatment cover can protect your business financially against potentially large compensation claims. No matter how careful you may be accidents happen and that is where we can help ensure you are protected.
Liability insurance for beauty salons
Public liability insurance can protect you in the event a customer injures themselves at your salon. For instance if a client fell or tripped, any compensation awarded as a result should be covered by your beauty salon insurance. Similarly, if an employee hurt themselves at work, for example, falling down some stairs or slipping over on a wet floor, employers’ liability insurance can safeguard your business against compensation awards.
Property insurance for beauty salons
Beauty salon insurance can typically combine contents insurance, buildings insurance as well as liabilities and treatment cover. If you’re running a beauty salon then protecting your assets can help minimise disruption if you suffer damage to your salon.
Business interruption insurance for beauty salons
Property damage cover goes hand in hand with business interruption insurance. This invaluable cover protects any loss of profit you may incur following damage at your premises that leaves you unable to trade. For instance, if there was a fire at your premises it could take weeks, months or even years to rectify the damage. The future of your business could be at stake, but if you include business interruption cover, your fixed expenses and loss of profit will typically be covered to help tide you over until you’re back up and running. It could even cover the cost of temporary, alternative premises to trade from while your salon is being rebuilt.
Beauty salon insurance quotes
We have many years’ experience arranging salon insurance and are here to arrange the right protection for your business. Our insurance advisors are on hand to assist you with your requirements for the duration of your policy. We make arranging your insurance simple and hassle-free.
If you don't need advice you can compare salon insurance quotes online in just a few minutes or alternatively speak to our advisors for professional recommendations and advice tailored to your needs.