Beauty salon waiting room


Beauty salon Insurance

We compare quotes from leading insurers
Running a salon or spa that offers a range of treatments can be risky; with a high footfall of clients and a range of equipment, you need quick quality salon insurance that protects you in case something goes wrong.

Finding time to compare quotes while running a busy salon can be tough. That’s why we compare quotes from some of the UK’s leading insurers to make arranging your beauty salon insurance simple and hassle-free.

We understand the time pressures of running a busy salon and the need for comprehensive beauty salon insurance. With so many choices available, it can be difficult to know which beauty salon insurance policy is best for your business. That’s why we’ve made it easy for you to compare quotes and purchase your insurance online in a matter of minutes.

If you know the covers you are looking for and you don’t offer invasive treatments then get a quote now and we’ll provide a range of competitive beauty salon insurance quotes from some of the UK’s most trusted insurers. We can also arrange mobile beauty therapist insurance if you’re working on a freelance basis.

If you’re unsure of the insurance covers you need or do offer invasive beauty treatments then pick up the phone and give us a call. Our business insurance experts are on hand to provide professional advice and insurance recommendations based on your individual needs.

We have many years of experience arranging beauty salon insurance and freelance beautician insurance which is why many beauty therapists trust us to protect their business. We’re here to help you get the right cover at the right price to give you peace of mind.

Compare shop/salon quotes
If you run a shop or a salon and know the covers you require, it's quick & easy to compare quotes from a selection of insurers on our website.
Get a self-employed quote
If you run a mobile business without a shop or rent a chair in a shop or a salon, it's also quick & easy to compare contractor quotes on our website.
Our advisors are just a phone call away. On average, we answer calls within 90 secondsLines open Monday to Friday 9:00am–5:00pm
Beauty salon insurance is a type of packaged insurance policy designed to provide protection for business owners who operate beauty salons, spas, and other beauty business based in a shop or salon. It typically includes coverage for a range of risks that are specific to the beauty industry, such as liability claims, property damage, and loss of business income.
When deciding what insurance and covers you need to protect your business, you should consider the following:

We all know that accidents happen when you least expect, but we never think they will happen to us. Without the right protection in place you could be personally liable to pay compensation or rectify damage caused by a sudden unfortunate event.

If you run a beauty salon, there are a number of considerations that you will need to make when arranging your insurance. It’s essential to ensure that you have the right cover in place to protect your equipment and stock, as well as your liabilities towards employees and clients. If you are working away from your salon as well and visiting clients at home, you will need to check that your cover is extended to include this.

Beauty salons typically require several different types of insurance coverage to protect their business from various risks. Some of the most common types of insurance coverage that beauty salons may need include:

  • Public liability – to protect against injury to salon visitors or damage to their property.
  • Employers' liability – to protect your salons employees.
  • Personal accident - to provide financial assistance in the event of an accident.
  • Buildings cover – to cover for loss or damage to your shop premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Money cover – for theft or attempted theft.
  • Business legal expenses – to cover the cost of legal expenses or defend your salon against legal action.
  • Specialist treatment cover - depending on the types of treatment you offer.

The cost of insurance for a beauty salon generally depends on several factors, including the size of your salon and the types of cover you need for your business.

It is difficult to estimate the price of insurance cover for a beauty salon without taking all of these things into consideration. The best way to get an estimate of the cost of insurance is to compare quotes on the Premierline website. Or alternatively, speak to one of our insurance specialists who has access to a wide range of insurance quotes and can assess the overall needs and risks associated with your salon.

We have many years or experience arranging beauty salon insurance and freelance beautician insurance which is why many beauty therapists trust us to protect their business. At Premierline we can provide valuable expertise, choice, convenience, and support in arranging beauty salon insurance, helping you find the right cover for your business needs and giving you peace of mind knowing that you are protected against potential risks.

We have many years’ experience arranging insurance for beauty salons meaning we can help you find the right cover at the best price.

We work with a range of businesses in the hair and beauty industry, from beauty salons and barber shops to hairdressers, nail technicians and tanning salons.

There are many covers that can usually be included in a beauty salon insurance product, these are usually the same covers that any shop would require such as public liability, employers’ liability, building and contents, product liability, stock, contents, business interruption and legal expenses.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Their website is really easy and straightforward to use. 5 Stars!”
Mobile Hairdresser
Customer since March 2020
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.

We have many years of experience arranging salon insurance and are here to arrange the right protection for your business. Our insurance advisors are on hand to assist you with your requirements for the duration of your policy. We make arranging your insurance simple and hassle-free.

If you don't need advice you can compare salon insurance quotes online in just a few minutes or alternatively speak to our advisors for professional recommendations and advice tailored to your needs.

Compare shop/salon quotes
If you run a shop or a salon and know the covers you require, it's quick & easy to compare quotes from a selection of insurers on our website.
Get a self-employed quote
If you run a mobile business without a shop or rent a chair in a shop or a salon, it's also quick & easy to compare contractor quotes on our website.
Our advisors are just a phone call away. On average, we answer calls within 90 secondsLines open Monday to Friday 9:00am–5:00pm