Mobile hairdressing insurance
As a mobile hairdresser, you may be visiting clients at their home, or even in care homes and other locations, all of which could leave you exposed to claims against you. Mobile hairdressing insurance protects your livelihood against a variety of risks that are associated with your profession.
Liability insurance for mobile hairdressing
There are many considerations that you will need to make when arranging your mobile hairdressing insurance. Public liability insurance will be the primary focus of your insurance policy and will typically safeguard your responsibility for any accidents that may occur. For example, if a pair of straighteners accidentally fell onto the floor and burnt the carpet at your client’s premises, your public liability insurance can take care of the cost of replacing the carpet. It can also cover your liability for accidental injury to members of the public, so if a client tripped over the wire of your hairdryer causing injury, public liability cover can give you the protection you need. Any damages awarded will typically be covered, as well as any associated legal costs.
Treatment insurance for mobile hairdressing
Treatment cover is also an essential part of your freelance hairdressing insurance. Whatever treatment you provide, ensuring that you have adequate protection for all your business activities is essential to let you work without worry. No matter how careful you are, and how many patch tests you do, accidents can happen and sometimes people can have unexpected adverse or allergic reactions to hair dyes or other treatments. By including treatment cover within your mobile hairdressing insurance you can protect your business against claims like these and ensure your clients are protected.
Protect your hairdressing tools
As a mobile hairdresser, your equipment and products are an essential part of your business. Loss of or damage to your styling equipment and products can be included within some business insurance policies, offering a more comprehensive policy to cover more eventualities.
Business interruption insurance for mobile hairdressing
You may also require business interruption insurance to protect your income if something happened to your equipment. This means that if your equipment was stolen and you were unable to attend your appointments, business interruption insurance could tide you over and pay your lost income until you are in a position to trade again.
Comprehensive mobile hairdressing insurance online
We arrange mobile hairdressing insurance to make sure that you have the protection you need to work without worry. We’re dedicated to providing exceptional service standards for the duration of your policy and are on hand to make arranging your insurance simple and hassle-free.
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