Do I need nail technician insurance?
Nail technician insurance is designed to protect your business, so you can carry on providing your services to your customers as quickly as possible if something unexpected happens. Simply put, it can protect you and your customers as well as any equipment or stock you have. Whether you are working from a salon, renting a room, or visiting people in their own homes, it’s essential to arrange cover to protect your livelihood against the unexpected.
There are a number of risks that your business could be exposed to, from liability claims to property damage that may leave you exposed to financial loss. Without the right insurance in place, you could be personally liable to pay compensation awards if something were to go wrong.
We arrange nail technician insurance that is tailored to your needs meaning you can work without worry and focus on the job in hand. We have many years’ experience arranging insurance for nail technicians, and fully understand the risks that you are exposed to.
Liability insurance for nail technicians
Your insurance policy can be built to cover you for a number of unforeseen eventualities that could lead to financial loss. Public liability is fundamental to protect your interests should anything happen to a client, whether you are salon based or mobile. If a client or any other visitor to your premises fell over and injured themselves, they may be entitled to compensation; public liability insurance can protect you in these circumstances.
Employers' liability insurance provides cover to protect you against having to pay compensation to an employee if they are injured at work during the course of their employment. If you have any staff working for you, you will need to let us know so that this cover can be included in your insurance policy.
Business interruption insurance for nail technicians
If you are unable to trade following an insured event, then business interruption cover can protect your income and fixed expenses while you get back on your feet. You never know what is around the corner, and this cover can truly protect the future of your business from unexpected events.
Insurance for nail salons and nail bars
Nail technician salon insurance
If your business is based in a shop or salon, you should consider beauty salon insurance. Salon insurance can typically combine contents insurance, buildings insurance as well as liabilities and treatment cover. If you’re running a nail bar or a nail salon then protecting your assets can help minimise disruption if you suffer damage to your salon.
Home based nail technician insurance
If you provide treatments from your home you may also require home business insurance as most home insurance policies exclude business activities. If you are unsure about your insurance requirements, our insurance advisors are on hand to provide advice and recommendations.
Nail technician insurance brokers
Nail technician insurance can protect professionals working from a salon, and typically covers nail extensions, manicures and pedicures, as well as gel polish, acrylics and other forms of nail art.
So if you’re a manicurist, pedicurist or nail tech, mobile or salon based, then we can arrange insurance to meet your needs. Our business insurance advisors are on hand to discuss your requirements and arrange the right insurance policy for you.
If you run or own your own salon, you may be more interested in Beauty Salon Insurance.