Nail Technician Insurance

Compare nail technician insurance quotes

As a mobile nail technician, you’re in high demand. Your clients rely on your skill and expertise, and working long sometimes unsociable hours leaves little time to find the right insurance for your business. But you need protection in case something goes wrong. Time is money, so you want quick, quality cover minus the hassle of looking around. Look no further.

Whether you’re a mobile nail tech or running a salon, insurance is essential for any business owner to protect against the unexpected. We’re committed to helping you find the right insurance for your business at the right price, so you can focus on what really matters – making your customers feel fabulous.

It's quick and easy to compare quotes online. Simply answer questions about your nail technician business and we can provide a selection of quotes from a panel of trusted insurers. You can then compare quotes, find the cover that's right you and buy straight away.

If you’re looking for cover for your nail salon, then visit our Beauty Salon Insurance page.

Nail technician insurance frequently asked questions

Do I need nail technician insurance?

Nail technician insurance is designed to protect your business, so you can carry on providing your services to your customers as quickly as possible if something unexpected happens. Simply put, it can protect you and your customers as well as any equipment or stock you have. Whether you are working from a salon, renting a room, or visiting people in their own homes, it’s essential to arrange cover to protect your livelihood against the unexpected.

How do I buy nail technician insurance?

We arrange nail technician insurance that is tailored to your needs meaning you can work without worry and focus on the job in hand. We have many years’ experience arranging insurance for nail technicians, and fully understand the risks that you are exposed to.

It's quick and easy to compare quotes and buy nail technician insurance on our website.

What insurance covers do nail technicians need?

There are a number of risks that your business could be exposed to, from liability claims to property damage that may leave you exposed to financial loss. Without the right insurance in place, you could be personally liable to pay compensation awards if something were to go wrong.

Nail technician insurance covers to consider:

Nail technician insurance covers

Public liability insurance

Your insurance policy can be built to cover you for a number of unforeseen eventualities that could lead to financial loss. Public liability is fundamental to protect your interests should anything happen to a client, whether you are salon based or mobile. If a client or any other visitor to your premises fell over and injured themselves, they may be entitled to compensation; public liability insurance can protect you in these circumstances.

Employers' liability insurance

Employers' liability insurance provides cover to protect you against having to pay compensation to an employee if they are injured at work during the course of their employment. If you have any staff working for you, you will need to let us know so that this cover can be included in your insurance policy.

Equipment & stock cover

As a nail technician, your equipment and products are an essential part of your business. Loss of or damage to your nail styling equipment and nail supplies can be included within some business insurance policies, offering a more comprehensive policy to cover more eventualities.

Business interruption insurance

If you are unable to trade following an insured event, then business interruption cover can protect your income and fixed expenses while you get back on your feet. You never know what is around the corner, and this cover can truly protect the future of your business from unexpected events.

Commercial legal expenses

You may wish to include commercial legal expenses within your insurance, to offer protection against tax and VAT disputes, employment disputes and compensation awards, as well as cover should you or a member of staff be called up for jury service.

Insurance for nail salons and nail bars

Nail technician salon insurance

If your business is based in a shop or salon, you should consider beauty salon insurance. Salon insurance can typically combine contents insurance, buildings insurance as well as liabilities and treatment cover. If you’re running a nail bar or a nail salon then protecting your assets can help minimise disruption if you suffer damage to your salon.

Home based nail technician insurance

If you provide treatments from your home you may also require home business insurance as most home insurance policies exclude business activities. If you are unsure about your insurance requirements, our insurance advisors are on hand to provide advice and recommendations.

Nail technician insurance brokers online

Nail technician insurance can protect professionals working from a salon, and typically covers nail extensions, manicures and pedicures, as well as gel polish, acrylics and other forms of nail art. 

So if you’re a manicurist, pedicurist or nail tech, mobile or salon based, then we can arrange insurance to meet your needs online, it's quick and easy.

If you run or own your own salon, you may be more interested in Beauty Salon Insurance.