Nail technician insurance covers
Public liability insurance
Your insurance policy can be built to cover you for a number of unforeseen eventualities that could lead to financial loss. Public liability is fundamental to protect your interests should anything happen to a client, whether you are salon based or mobile. If a client or any other visitor to your premises fell over and injured themselves, they may be entitled to compensation; public liability insurance can protect you in these circumstances.
Employers' liability insurance
Employers' liability insurance provides cover to protect you against having to pay compensation to an employee if they are injured at work during the course of their employment. If you have any staff working for you, you will need to let us know so that this cover can be included in your insurance policy.
Equipment & stock cover
As a nail technician, your equipment and products are an essential part of your business. Loss of or damage to your nail styling equipment and nail supplies can be included within some business insurance policies, offering a more comprehensive policy to cover more eventualities.
Business interruption insurance
If you are unable to trade following an insured event, then business interruption cover can protect your income and fixed expenses while you get back on your feet. You never know what is around the corner, and this cover can truly protect the future of your business from unexpected events.
Commercial legal expenses
You may wish to include commercial legal expenses within your insurance, to offer protection against tax and VAT disputes, employment disputes and compensation awards, as well as cover should you or a member of staff be called up for jury service.
Insurance for nail salons and nail bars
Nail technician salon insurance
If your business is based in a shop or salon, you should consider beauty salon insurance. Salon insurance can typically combine contents insurance, buildings insurance as well as liabilities and treatment cover. If you’re running a nail bar or a nail salon then protecting your assets can help minimise disruption if you suffer damage to your salon.
Home based nail technician insurance
If you provide treatments from your home you may also require home business insurance as most home insurance policies exclude business activities. If you are unsure about your insurance requirements, our insurance advisors are on hand to provide advice and recommendations.
Nail technician insurance brokers online
Nail technician insurance can protect professionals working from a salon, and typically covers nail extensions, manicures and pedicures, as well as gel polish, acrylics and other forms of nail art.
So if you’re a manicurist, pedicurist or nail tech, mobile or salon based, then we can arrange insurance to meet your needs online, it's quick and easy.
If you run or own your own salon, you may be more interested in Beauty Salon Insurance.