Caravan park insurance covers explained
Public liability and Employers' liability for caravan parks
Liability insurance will typically protect you against accidental injury or damage to other people’s property which could lead to large compensation awards being made against you. For example, if a member of the public slipped in the shower block and sustained an injury, public liability insurance can cover the claim and any compensation awards. Similarly, employers' liability insurance can protect you against accidental injury to your staff. For example, if a chef was to burn themselves while cooking or a member of staff fell and injured themselves any compensation awards and legal costs would be taken care of.
Property damage to grounds and buildings
You will have assets such as buildings, contents and equipment that can be safeguarded against many unforeseen events, such as theft, fire, flood, storm damage and much more. If you were to suffer damage at your caravan park that left you unable to trade, recovery could be challenging without this cover in place.
Business interruption cover
Including business interruption cover in your caravan or holiday park insurance means that if you suffer damage at your property from an insured event and you are unable to trade, your income and fixed expenses will typically be protected until you get back up and running again.
Commercial legal expenses
Commercial legal expenses could also be added in to protect against things like employment disputes, criminal prosecution defence and more.
Additional caravan park insurance covers
Additional insurance covers can be included in your caravan park insurance such as rent receivable and rent payable cover. You may also wish to consider cyber insurance to help protect your exposure should your computer systems suffer a malicious cyber-attack or data breach. All of these covers can be tailored to your requirements to let you focus on what really matters – your business.
Caravan park insurance brokers
As careful as you may be, unfortunately, accidents do happen and that’s where we can help ensure you are protected against unforeseen risks.
So if you are looking for caravan site insurance, holiday park insurance, or campsite insurance then we can help. We’ll provide you with comparative quotes from some of the UK’s leading insurers to get you the cover that is right for your business.
Simply call today or request a call back to get competitive caravan park insurance quotes. Rest assured, our advisor will work hard to ensure your livelihood has the protection it needs so that you can focus on running your holiday park effectively without worry.