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Compare gym insurance

Helping people achieve their fitness goals is rewarding for both you and your clients, but working with heavy lifting equipment and machinery can present risks. You need protection in case something goes wrong. Gym insurance is essential for any business owner in this sector; it’s designed to cover you against a number of risks that could leave you financially exposed.

So if you run a fitness centre, hold exercise classes or you’re running a weights room; you need insurance for your gym that gives you peace of mind in case something goes wrong. That’s where we come in.

We compare quotes from some of the UK’s leading insurers to help you find the right cover tailored to you, just like the workout routines you design for your clients.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

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Fitness club insurance protection

We’re here to help you find the right insurance for your gym. By comparing quotes and covers from a number of insurers we can arrange quality cover that lets you focus on what really matters – running your gym.

We understand the complex insurance needs of gyms and fitness centres and the most relevant covers for your industry, and are committed to helping you arrange quality insurance without the hassle.

Liability insurance for gyms

Having liability insurance in place for your gym is crucial. Public liability insurance can provide financial protection for your business if someone injures themselves at your premises and it is deemed to be the fault of your business. Whether it’s a slip, trip or fall, or something unpredictable happens with a piece of equipment, protecting against the unexpected is essential.

If you’re an employer then you’ll need to include employers’ liability cover in your fitness club insurance to cover your staff if they have an accident and sustain an injury at work.

Both these liability covers can typically be combined with a number of other covers into one easy to manage gym insurance policy.

Gym equipment insurance

Equipment, weights and work out gear are fundamental to the running of your business so you should consider including contents insurance within your gym insurance policy. Machinery can be costly and time consuming to replace or repair, particularly if you have specialist equipment as a unique selling point for your gym. Therefore you should consider protecting your machinery against damage to ensure your business continues to run smoothly.

You may also wish to include buildings insurance if you own the premises or you’re responsible for protecting it as part of your lease agreement.

Minimise disruption at your gym

If you suffer damage to your property, the impact on your business could take a long time to recover from. For instance property damage could disrupt your ability to trade meaning your customers could go elsewhere. Business interruption insurance could help cover your fixed expenses until your business is back trading as normal. In addition, if you lose customers as a result of this or from having to relocate temporarily, it could also cover the financial impact this has on your business.

Professional Indemnity Insurance for your gym

Gym instructors are exposed to claims arising from incorrect professional advice or services given to clients so you may want to consider professional indemnity insurance to complement your gym’s public liability cover.

Cyber liability insurance for your gym

Your computer software will be very important to you as this will be where you hold all your customers’ information as well as the business’s financial accounts.

If you fell foul of malicious hackers the damage this would cause could seriously impact your business. With this in mind you might want to consider cyber liability insurance.

Comprehensive gym insurance

Here at Premierline we’ll search the market to help you find the most suitable cover for your business. We understand that every business is unique and requires a tailored approach to insurance, just like your customers do for their fitness regimes. That’s why we work closely with a number of trusted insurers to help you find the right cover at the right price for your gym.

Our expert advisors can advise on covers and make insurance recommendations based on your individual needs. Call us today to get a great value gym insurance policy now.

Covers to consider:

  • Contents and equipment cover
  • Public liability insurance
  • Products liability insurance
  • Stock cover
  • Employers' liability insurance
  • Buildings and grounds
  • Business interruption insurance
  • Personal accident cover

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)