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Compare Guesthouse & Hotel Insurance

If you run a hotel or guesthouse it's important to have the right insurance in place to protect you, your property and your guests.

As careful as you may be, accidents happen when you least expect. It’s therefore essential to ensure you have the right cover to protect your buildings, furniture, stock and liability to employees and your guests.

We can arrange comprehensive insurance for hotels, combining liability cover with property protection, legal protection, guest’s belongings and much more. Having the right insurance in place can give you peace of mind and protect your livelihood if something goes wrong. Simply speak to one of our business insurance specialists and compare hotel insurance quotes today.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 272 Feefo reviews

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Insurance for hotels

Insurance in the hospitality industry is unique to each individual business. Hotel insurance is no exception and must be tailored to your individual needs to ensure your business has the comprehensive protection it requires.

The risks associated with running a hotel are extensive and have the potential to impact the business’s ability to trade, leading to large financial loss. Ensuring your business is safeguarded against all eventualities is essential for business continuity.

Liability insurance for hotels

As a hotelier, you are responsible for the wellbeing and safety of your guests as well as your employees, and must ensure that all your trading activities are protected with comprehensive insurance.

If a guest were to fall down the stairs and sustain an injury, then you may be liable to pay compensation awards. Hotel insurance can help protect your livelihood against these financial exposures and public liability cover could pay any damages awarded to the claimant, as well as any legal costs and medical expenses associated with the claim.

Similarly, as part of your cover, employers’ liability insurance can protect your employees should they injure themselves at work. Accidents in the kitchen can be common, including burns and cuts, and as stringent as you may be with health and safety, sometimes these things can’t be avoided. Employers’ liability can protect your business against awards for damages as well as any legal expenses incurred.

Liability insurance covers these unexpected events, meaning you can focus on creating a warm and welcoming environment for your visitors and staff.

Hotel buildings and contents cover

Whether you have a handful of guest rooms, or multiple rooms from single occupancy to family accommodation, your buildings, contents, fixtures, fittings and stock will also need to be protected against property damage and unforeseen circumstances.

Business interruption insurance for hotels

If you were to suffer a fire or a flood at the premises for example, you may find this interrupts your business meaning you are unable to trade. If you were to suffer damage at the premises from an insured event, business interruption insurance can protect your income, staff wages and expenses while you get back up and running.

Compare hotel insurance quotes

Understanding the fundamental risks that your business faces requires expert knowledge of the industry and advisors that are willing to go the extra mile to ensure you get the cover you need. That’s where we come in.

We have many years’ experience sourcing insurance for small bed and breakfasts as well as larger hotels and have gained a thorough understanding of the exposures you face and the protection you need.

Call our insurance advisors today to arrange your hotel insurance and protect your livelihood or arrange a call back for a time that’s more convenient.

Covers to consider:

  • Hotel contents & buildings
  • Stock including wines and spirits
  • Public liability
  • Employers' liability
  • Guest effects
  • Business interruption
  • Commercial legal expenses
  • Cyber insurance

Start your insurance quote:

For advice:   
Request a call back

"This is the 3rd year in a row I have used Premierline. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks due to Covid-19. So it was a huge relief to find a policy I could afford. Soon work will start to pour in and I’m now ready for it."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)