Protecting your sandwich bar business
Working in the world of catering presents a number of risks. The potential for food poisoning, the risk of sharp objects or blistering burns from hot cooking equipment – means sandwich shop insurance must be a top priority. Whether your business focus is grab and go or you’re inviting customers in for rest, relaxation, and recharge, protecting your livelihood is essential.
Liability insurance for sandwich bars
Being responsible for the well-being of your customers, visitors and staff means liability insurance should be top priority. Public liability insurance protects your business financially if a visitor injures themselves at your shop or suffers damage to their property as a result of your business activities.
As an employer you’re legally obliged to protect your staff in case of an accident at work. Most sandwich shop insurance policies can include employers’ liability insurance to take care of this for you.
Contents insurance for sandwich bars
As a sandwich shop owner you’ll be heavily reliant on your equipment. Therefore protecting your contents and stock ensures minimal disruption if something unexpected happens. An unexpected power surge could cause a fridge/freezer to malfunction which may well mean both a costly replacement and loss of stock. By including contents cover and deterioration of stock within your sandwich shop insurance you can ensure your property is protected against the unexpected. If you own the building we can also arrange buildings insurance to be included.
Business interruption for sandwich shops
No one ever expects the worst to happen, but when it does the consequences can be devastating. Fire can destroy a premises in seconds, and floods can take months to dry out. If you suffered damage to your business premises would you be able to start from scratch? Business interruption insurance for sandwich shops can protect loss of profit and cover fixed expenses if the worst does happen. If disaster strikes, this could be the lifesaver of your business.
Compare sandwich bar insurance quotes
Whether you’re running a sandwich bar or shop, a café or a coffee shop, we’re here to make arranging your sandwich shop insurance simple and hassle free. We understand the pressure of running a business which is why we’ve made it easy for you to compare quotes and covers from some of the UK’s leading insurers. If you know the covers you need you can protect your business online in a matter of minutes. However, if you’re looking for expert advice and guidance call and speak to our business insurance specialists.