Takeaway Insurance

Takeaways are exposed to a number of risks meaning that comprehensive insurance is a must for any fast food establishment. Whilst not every business is exposed to the same risks, ensuring you have protection for all aspects of your business activities is a must for any takeaway owner.

So whether you are a late night kebab house, a pizza takeaway shop or a local Chinese takeaway, finding the right takeaway shop insurance to protect your livelihood against unforeseen events is crucial.

Whilst some of the risks may seem obvious, there are other eventualities that simply cannot be predicted. For example, having multiple fire extinguishing appliances may help ensure a safe exit from the premises should a fire occur.

Public liability insurance can protect your customers against slips, trips and falls, while products liability can cover you if one of your customers gets food poisoning. Employers' liability insurance will typically cover you if an employee were to accidentally injure themselves during the course of their employment, for example, if they burnt themselves, any compensation awards would be taken care of by your takeaway insurance policy.

Protecting your contents, stock and premises should also be a key consideration. If you were to suffer property damage as a result of a fire or flood, you may find that while the repairs are taking place you are unable to trade from that property. Business interruption can safeguard your gross profit and cover your expenses in these circumstances, meaning that you would not be out of pocket should the worst happen. Business interruption cover may also cover the costs of trading temporarily from another location whilst you get back up and running.

We have helped many fast food retailers protect their business by arranging takeaway insurance that meets their particular business requirements. We appreciate that one size does not necessarily fit all, and cater for a variety of takeaway shop insurance needs.

Speak to our advisors today who are on hand to make arranging your insurance simple and hassle-free.