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Compare car dealer insurance

Selling cars comes with great responsibility. When you’re dealing with valuable assets and are bound to a duty of care to all those involved, car sales insurance is essential to protect your livelihood. Without the right insurance in place, you may be personally and financially liable if something were to go wrong.

We can help you find the right cover at the right price by comparing quotes from some of the UK's most trusted insurers. Our personable service ensures we understand your business risks and recommend the right insurance that’s tailored to your individual needs.

To get insurance for your car dealership business, give us a call today. We make arranging your motor trade insurance simple and hassle-free. If you need to find your existing terms, just request a call back and we’ll speak to you when you’re ready. 

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Car dealers are unique in their nature and require bespoke insurance to protect assets, liabilities and safeguard against unforeseen events that could expose your business to financial loss. Car dealer insurance is typically designed to offer you comprehensive cover to protect your business.

Your business will incorporate a number of activities that will require car traders insurance to cover all eventualities. As well as having a number of valuable assets to insure, liability insurance must be a key consideration to protect your clients and staff, as well as road risk insurance to protect you whilst driving vehicles on the road.

Public liability insurance protects your business against accidental damage to third party property or injury. If a customer tripped at your premises sustaining an injury, you may be liable to pay compensation awards. Including public liability cover within your car dealer insurance ensures you can work without worrying about these minor mishaps.

Employers' liability will safeguard your employees in the same respect. This cover is required by law if you have full or part time staff, and will protect you if your employees sustain an injury in the work place. Having this included within your car dealer insurance will fulfil your legal requirement and protect your staff if they had an accident at work.

Car trader insurance can also be tailored to cover the vehicles or stock that you hold at your premises, as well as the buildings and forecourt. This is the heart of your business, and if something happened that caused damage to your stock, for example a fire, this could impact your ability to trade. Ensuring you have adequate insurance in place to protect against these eventualities is critical to business continuity.

Having business interruption cover, as part of your car dealership insurance, can also aid business continuity, should the worst happen. This cover can protect your income, fixed expenses, like staff wages and could also help you trade temporarily from another location should you suffer damage at your premises from an insured event that leaves you unable to trade.

We compare quotes from a panel of the UK’s leading motor trader insurers to source car dealer insurance that’s right for you. So to make your insurance arrangements simple and hassle-free, contact our advisors today for their professional recommendations tailored to you or request a call back. 

Covers to consider:

  • Vehicle and stock
  • Forecourt, office buildings and garage
  • Public liability insurance
  • Employers' liability insurance
  • Business interruption
  • Road risk insurance

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)