Compare car valeting insurance
As a car valet, many people will trust you with one of their most valuable possessions, meaning you need to protect yourself in case something goes wrong. Accidents can happen when you least expect, so comprehensive valeting insurance to protect against the unexpected is essential.
We compare quotes from some of the UK’s leading motor trade insurers to find the cover that’s right for you. We understand that one size does not fit all, especially in the motor trade, so we make recommendations based on your individual requirements and find you the right insurance for your valet business.
If you know your insurance requirements and don't need advice you can buy your policy online today. Alternatively, if your needs are a bit more complex and you require additional cover such as road risk call us for advice and guidance on the insurance you need for your business.
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Car valeting insurance is designed to protect your livelihood against unexpected events that could lead to financial loss. Valeting presents a number of risks to the business owner. As careful as you may be, accidents do happen and can be very costly. Valeting insurance is designed to protect you in these circumstances, meaning you can focus on what really matters – running your business.
There are a number of factors to take into account when arranging your car valeting insurance. Public liability insurance is essential to protect against accidental injury or damage to property. For instance, if you accidentally scratch the paintwork on a client’s vehicle, you may be liable to pay compensation.
If you are an employer, then you will need to take out employers' liability cover to protect you in case your staff have an accident at work. Using chemicals requires care and attention. If a member of staff accidentally spilt a chemical on themselves causing skin irritation or burns then they may be entitled to compensation. Employers' liability would cover your legal costs and the medical costs of the employee, as well as any compensation you are liable to pay.
If you are driving client’s vehicles, even if only on private property, then you will need to take out road risk insurance to protect yourself. Road risk cover ensures you can legally drive other people’s vehicles during the course of your business.
Valeting requires a number of tools and specialist products that you may want to cover. If you are based at a workshop rather than being mobile, you should also consider cover for your buildings, contents and equipment.
If something happened to your tools, for example they were destroyed in a fire; business interruption insurance can protect your income and fixed expenses while you are unable to trade. This can help tide you over while you get back on your feet, and could also cover the cost of trading from alternative premises while yours is being restored.
If you are premises based, we compare quotes and make recommendations to ensure you get insurance that is tailored to your specific business requirements. Speak to one of our advisors today.
If you are a mobile car valeter and know the insurance covers you need you can compare quotes online in minutes.
Covers to consider:
- Public liability cover
- Products liability cover
- Road risk insurance
- Employers' liability cover
- Equipment cover
- Legal expenses
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