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Compare garage insurance

Running a garage could be considered a risky business; with so many exposures, comprehensive insurance is essential to protect you, your clients and employees. Finding the right insurance cover can be tough and time consuming, which is why we compare quotes from a panel of trusted insurers to find cover that’s tailored to your individual requirements.

We understand that every motor trade business is unique in its nature and that’s why we offer a ‘one-stop shop’ for all your garage insurance needs, from premises to road risk to fleet insurance. Our advisors are on hand to make recommendations based on the suitability of different policies, and arrange a policy that’s right for your business.

It’s simple to arrange a garage insurance policy, even if your insurance needs aren’t. Call today and we’ll do all the hard work for you or request a call back.   

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Garages are exposed to a variety of risks, and without the right insurance in place, your business could be at risk of financial loss or claims being made against you. Cover can be tailored to protect the range of business activities that you undertake on a daily basis, to give your livelihood protection and let you focus on what really matters – your business.

Garage insurance will typically offer a variety of covers that can be tailored to your individual business needs. Liability insurance is essential to protect your staff, your clients and suppliers against unforeseen events. Public liability insurance ensures that if a guest at your workplace were to slip trip or fall and sustain an injury, any compensation awarded would be taken care of.

Equally, employers' liability cover protects your staff in similar circumstances should they have an accident during the course of their employment. Injury claims can be costly, and without the right cover in place, you could be personally liable to pay damages if something unfortunate were to happen. These liability covers can typically be built into one garage insurance policy to let you work without worry.

Running a garage requires a substantial amount of specialist equipment and tools, without which you may struggle to trade. Cover can be arranged for your buildings, contents, workshops, as well as your tools, equipment ramps and stock of car parts. Should something happen at the premises that damages your equipment leaving you unable to trade, then your insurance can cover the cost of replacing these tools.

Business interruption insurance typically covers your income and expenses, should you suffer damage to property resulting from an insured event. Major events such as a fire can have drastic consequences and impact your business continuity as well. Business interruption cover can be arranged as part of your garage insurance to give you peace of mind that should something happen, you won’t be out of pocket.

We compare quotes and source insurance from some of the UK’s leading insurers to ensure your business has the protection it needs. We'll go the extra mile to ensure you are covered against all eventualities, and support you for the duration of your policy. Call now and get comparative quotes to make sure you make the right decision for your business or opt for a call back.

Covers to consider:

  • Buildings, contents and specialist equipment cover
  • Vehicle stock
  • Cover for customers vehicles
  • Public liability
  • Employers' liability
  • Business interruption
  • Road risk insurance
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)