Garages are exposed to a variety of risks, and without the right insurance in place, your business could be at risk of financial loss or claims being made against you. Cover can be tailored to protect the range of business activities that you undertake on a daily basis, to give your livelihood protection and let you focus on what really matters – your business.
Garage insurance will typically offer a variety of covers that can be tailored to your individual business needs. Liability insurance is essential to protect your staff, your clients and suppliers against unforeseen events. Public liability insurance ensures that if a guest at your workplace were to slip trip or fall and sustain an injury, any compensation awarded would be taken care of.
Equally, employers' liability cover protects your staff in similar circumstances should they have an accident during the course of their employment. Injury claims can be costly, and without the right cover in place, you could be personally liable to pay damages if something unfortunate were to happen. These liability covers can typically be built into one garage insurance policy to let you work without worry.
Running a garage requires a substantial amount of specialist equipment and tools, without which you may struggle to trade. Cover can be arranged for your buildings, contents, workshops, as well as your tools, equipment ramps and stock of car parts. Should something happen at the premises that damages your equipment leaving you unable to trade, then your insurance can cover the cost of replacing these tools.
Business interruption insurance typically covers your income and expenses, should you suffer damage to property resulting from an insured event. Major events such as a fire can have drastic consequences and impact your business continuity as well. Business interruption cover can be arranged as part of your garage insurance to give you peace of mind that should something happen, you won’t be out of pocket.
We compare quotes and source insurance from some of the UK’s leading insurers to ensure your business has the protection it needs. We'll go the extra mile to ensure you are covered against all eventualities, and support you for the duration of your policy. Call now and get comparative quotes to make sure you make the right decision for your business or opt for a call back.