• Allianz
  • Aviva
  • Covea
  • Hiscox
  • NIG
  • QBE
  • RSA
  • Zurich
  • Feefo logo

Compare mechanics insurance

As a mechanic you undertake risks in everything that you do. Your work requires attention to detail and a great deal of responsibility as you work on your customers’ vehicles. Having the right insurance in place to protect you if something goes wrong is essential to protect you, your business and your reputation.

We’ll work on your behalf to take the hassle out of arranging your mechanics insurance for you. As we work with some of the UK’s leading insurers, we can arrange a range of competitive quotes that meet your individual workshop requirements.

So if you’re looking for mechanics insurance but not sure where to go, then give us a call or request a call back. We can make recommendations based on the covers you need to help you choose the right protection for your livelihood. It’s simple, hassle-free insurance that’s tailored to your business.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Mechanic insurance is designed to cover a number of trades in the sector, from mobile mechanics to auto electricians. The risks associated with the motor trade require specialised insurance to protect your livelihood, so if something unfortunate were to happen you’ve got peace of mind knowing you’re covered.

There are a number of covers to consider that can be tailored specifically to your business activities. Liability insurance is a must for any mechanic, and public liability can cover you against accidental injury or damage to third party property. As cautious as you may be in your day to day activities, mistakes can be easily made, meaning comprehensive mechanics insurance is essential for any business owner.

Employers' liability insurance should also be taken out if you have full or part time staff, as required by law, in case they injure themselves at work. For instance, if a member of staff burnt their hand whilst doing some welding work, employers' liability insurance would cover the legal and medical costs as well as compensation awarded as a result.

If you are driving your client’s vehicles, whether you are delivering them back to their home, or simply moving them in and out of your repair centre, you will need to take out road risk insurance to protect yourself against unforeseen events. This can safeguard your business against accidents while clients’ vehicles are in your care.

Whether you’re mobile, or based in a workshop, you will have an extensive collection of tools that would be costly to replace. Protecting your equipment is essential; without it, you wouldn’t be able to trade. If you own the premises you trade from, then buildings insurance can be added to your policy as well.

Business interruption insurance can protect you if you suffer damage at your premises resulting from an insured event. This means that if you had a fire at the premises meaning you were unable to trade, business interruption would cover your profit and fixed expenses including staff salaries to tide you over while you get back up and running.

All these covers can be tailored to your requirements, whether you are mobile or premises based, we can source the right mechanic insurance to suit your business needs.

Call today or request a call back. Our advisors are on hand to discuss your specific requirements, and arrange your mechanic insurance policy for you. 

Covers to consider:

  • Specialist equipment and tool cover
  • Cover for vehicles at your premises
  • Road risk cover
  • Public liability
  • Products liability
  • Employers' liability
  • Business interruption

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)