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Compare Charity Office Insurance

Every business owner will understand the importance of protecting against the unexpected. Without the right insurance in place you could be personally liable if something goes wrong. Charities are no exception, and each organisation requires tailored charity insurance to protect your contents, premises and liabilities.

Running a charity can be hard work and raising money for your chosen cause can be time consuming. That’s why we’ve made it quick and easy to compare charity insurance office quotes online from some of the UK’s leading insurers. If you know what your insurance requirements are you can compare quotes and protect the office from where you run your charity in a matter of minutes.

If you run a charity shop why not compare shop insurance quotes online today.

However, if you're unsure and would like some guidance and advice why not give us a call to discuss your specific charity insurance requirements. Our advisors are on hand to answer all your queries and make recommendations to find you the right cover for your organisation.  We work hard to find the right policy to cover your fundraising office, staff and volunteers, and any charity events you hold. Its simple, hassle free insurance at your fingertips.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 189 Feefo reviews

Start your charity office insurance quote

Do you need professional indemnity cover?

If you are unsure and would like to discuss your individual cover requirements contact us or call:   


Insurance for charities

Charity insurance is designed to protect you, your staff and supporters in case something goes wrong. You never know what is around the corner and accidents can happen when you least expect. Without the right cover in place your business could be exposed to unexpected financial losses or claims being made against you. That’s why we arrange charity insurance to cover your business activities to minimise disruption should something unexpected happen.

Insurance for charities caters for a variety of eventualities, and can be tailored to your individual business activities. Whatever the nature of your operation, the right charity insurance can offer protection and peace of mind to let you focus on what really matters – your work.

Public liability insurance for charities

Public liability insurance can protect you if a guest or client injures themselves accidentally at your office premises. As careful as you may be, accidents do happen, and protecting your visitors is essential. This should be a fundamental consideration when arranging your charity liability insurance, particularly if you’re dealing with members of the public or suppliers, organising events, or even fundraising. 

Employers’ liability insurance for charities

Employers' liability insurance can protect your staff and volunteers against accidents at work that could cause injury leading to claims being made against you. Typically you will be given a limit of up to £10 million to cover any compensation awards as well as medical and legal expenses. These two liability covers can typically be rolled into one charity insurance policy to protect your charity office.

Office insurance for charities

Whatever the nature of your charity, you will most likely have assets and equipment that will need to be protected to ensure business continuity and let you work without worry. If you are running a charity office, then you may wish to protect fixtures and fittings, as well as your business premises. Other considerations should be made, for example, if you are responsible for the office front then you will need to include this in your charity office insurance policy.

Business interruption insurance for charities

Business interruption insurance can also be added to your policy to safeguard your income should the worst happen leaving you unable to operate. This can help tide you over following damage to your office premises while you get back up and running. Typically it will cover loss of profit or in the case of a charity the money you usually raise, business expenses and employees’ wages, as well as help you continue to operate elsewhere while the damage is repaired.

Legal protection for charities

Commercial legal expenses can also be included in your insurance, to give you protection against commercial tenancy disputes, jury service allowance and tax and VAT appeals.

Being a trustee of a charity carries personal responsibilities and trustee liability insurance can help provide extra protection.

Comprehensive charity insurance

You can get a quote online in just a few minutes, or call us today if you require some advice and expert insurance recommendations. Our insurance advisors are on hand to discuss your charity insurance requirements, and arrange the cover that is right for you.

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Covers to consider:

  • Contents and computer equipment
  • Buildings cover
  • Money cover for cash donations and collection tins
  • Business interruption
  • Public liability
  • Employers' liability
  • Trustees Liability
  • Commercial legal expenses
  • Cyber insurance

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)