Compare working from home insurance quotes
Working from home has many benefits. No more commuting through rush hour traffic, and the opportunity to pursue a business dream in the comfort of your own home. Without the right working from home insurance in place, however, you could be personally responsible for any claims being made against you.
Finding the right working from home insurance doesn’t need to be challenging. We understand the pressures of running your own business can leave little time for much else. That’s why we compare quotes from some of the UK's leading insurers to find you the right cover at the right price to protect your livelihood.
Whatever your profession, our experts work hard to find the right working from home insurance solution for you. Know what you need and don't require advice? Then you can compare working from home office insurance quotes online in just a few minutes – it’s that simple. If you’re unsure how much cover you need and need some advice, speak to our advisors who are happy to help. They’ll provide a hassle-free service, with professional recommendations and arrange the best cover for you and your home business.
Why choose us?
- Compare insurance quotes
Right cover, right price
- Protect your business online
It's simple and hassle free
- Expert advice in just one call
Insurance tailored to your needs
- Monthly payment options available
Your business, your budget
- Excellent customer service rating
Rated 4.7/5 based on 474 Feefo reviews
Protect your home business
Running a business from home may seem less risky than commuting each day and working in different places; however this doesn’t mean you can rest easy when it comes to business insurance. Whatever your trade or profession, there will be risks involved and you will need to protect against these to ensure the safety of your clients, employees and anyone else in connection with your business.
Many people are under the impression that their business contents are covered by their home insurance; however this is generally not the case. Most home insurance policies exclude business activities, which means it is even more critical to get comprehensive working from home insurance.
Working from home insurance can cover a range of exposures, including liabilities, assets and legal expenses cover. All of which can be tailored to your individual business needs to give you peace of mind to work without worry.
Liability insurance for home workers
If you have clients or suppliers visiting your home, then your working from home insurance will need to include public liability insurance to safeguard your business if a client were to sustain an injury as a result of an accident at your premises. As careful as you may be, accidents do happen, and injury claims can be costly, so adding public liability insurance to your insurance policy is essential.
If you are working from home and employ staff, then employers' liability is legally required to protect your employees against accidents that may occur during the course of their employment. Public liability and employers' liability insurance can typically be combined to make up part of your working from home insurance.
Commercial legal expenses should be considered to cover against tax and VAT disputes, employment disputes and compensation awards, as well as jury service allowance.
The nature of your trade will govern the other covers that would be relevant to you. For instance, if you are producing a product from home, whether its cakes, curtains or cabinets, you will need to consider product liability insurance to cover you if your product caused injury or damage to one of your customers. For instance, if you accidentally gave someone food poisoning, your product liability insurance would protect you.
Professional indemnity for home workers
If you’re involved in design work, providing advice or in a service led industry, then professional indemnity insurance should be a key consideration. If the advice you gave caused a client financial loss then you may be liable to pay compensation. Professional indemnity insurance for home workers can give you peace of mind knowing that should something unexpected happen, you’re protected.
Compare working from home insurance
Whatever your working from home insurance needs, we can help arrange the right working from home insurance for you, letting you focus on what really matters – your business. Get comparative quotes online or if you're not sure what you need call our advisors today for professional recommendations that are tailored to you.
Covers to consider:
- Business contents and computer equipment
- Products liability
- Public liability
- Employers' liability
- Business interruption
- Commercial legal expenses
- Buildings cover
- Cyber insurance
Frequently asked questions
- Who is Premierline Business Insurance Broker?
- What will I need to know to complete my insurance quotation?
- How soon will I get my policy documents?
- What does public liability insurance cover?
- What does employers’ liability insurance cover?
- What is business interruption cover?
- What does personal accident cover?
- What is the benefit of legal expenses cover?
- I’m renting a premises – do I need to cover the building?
- How soon can you give me cover?
News & Insight

Company News and Press Releases
Premierline donates to local Foodbank this Christmas
06 December 2019
