Business owner working from home


Home Business Insurance

We compare quotes from leading insurers
Many self-employed people enjoy the benefits of operating their business from their own home. Working from a home business is becoming a much more popular choice for the likes of freelancers, professionals, craftspeople and those running cottage industries. However,  without the right home business insurance in place, you could be personally responsible for any claims being made against you.

Finding the right home based business insurance doesn’t need to be challenging. We understand the pressures of running your own business can leave little time for much else. That’s why we compare quotes from some of the UK's leading insurers to find you the right cover at the right price to protect your livelihood.

Running a business from home may seem less risky with no office overheads or lengthy commutes each day. However, this doesn’t mean you can rest easy when it comes to business insurance. Whatever your trade or profession, there will be risks involved and you will need to protect against these to ensure the safety of your clients, employees and anyone else in connection with your business.

Whatever your profession, our experts work hard to find the right working from home insurance solution for you. We can compare working from home business insurance quotes from a range of UK leading insurers.  Our insurance advisors provide a hassle-free service, with professional recommendations and arrange the best cover for you and your home based business.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Home business insurance, also known as home-based business insurance or in-home business insurance, is a type of insurance package policy that is designed to protect individuals who operate a business from their own homes. It's a specific form of business insurance that addresses the unique risks and liabilities associated with running a business out of a residential property.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Yes, working from home business insurance can cover a range of exposures, including liabilities, assets and legal expenses cover. All of which can be tailored to your individual business needs to give you peace of mind to work without worry.
The cost of home business insurance can vary depending on several factors, including the type of business you run, the cover limits you need, your location, the value of your business assets, and your annual turnover. Because there are so many variables involved, the insurance experts at Premierline can provide insurance reccommendation and obtain quotes for you.
Many people are under the impression that their business contents are covered by their home insurance; however, this is generally not the case. Most home insurance policies exclude business activities, which means it is even more critical to get comprehensive home business insurance.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Friendly, professional, confident and helpful service. I would have no hesitation in recommending Premierline.”
Design Consultancy Business
Customer since September 2023
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
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For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
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Whatever your home business insurance needs, we can help arrange the right business from home insurance for you, letting you focus on what matters – your business. Speak to one of our insurance advisors to comparative quotes online or if you're not sure what you need call our advisors today for professional recommendations that are tailored to you.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm