Coronavirus (COVID-19) information

As the Government takes measures to exit lockdown, we want to reassure you that we are here to service your insurance needs. For COVID-19 guidance and information visit our Coronavirus information page.

  • Feefo logo

Compare working from home insurance quotes

Working from home has many benefits. No more commuting through rush hour traffic, and the opportunity to pursue a business dream in the comfort of your own home. Without the right working from home insurance in place, however, you could be personally responsible for any claims being made against you.

Finding the right working from home insurance doesn’t need to be challenging. We understand the pressures of running your own business can leave little time for much else. That’s why we compare quotes from some of the UK's leading insurers to find you the right cover at the right price to protect your livelihood.

Whatever your profession, our experts work hard to find the right working from home insurance solution for you. Know what you need and don't require advice? Then you can compare working from home office insurance quotes online in just a few minutes – it’s that simple. If you’re unsure how much cover you need and need some advice, speak to our advisors who are happy to help. They’ll provide a hassle-free service, with professional recommendations and arrange the best cover for you and your home business.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 370 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back

Protect your home business

Running a business from home may seem less risky than commuting each day and working in different places; however this doesn’t mean you can rest easy when it comes to business insurance. Whatever your trade or profession, there will be risks involved and you will need to protect against these to ensure the safety of your clients, employees and anyone else in connection with your business.

Many people are under the impression that their business contents are covered by their home insurance; however this is generally not the case. Most home insurance policies exclude business activities, which means it is even more critical to get comprehensive working from home insurance.

Working from home insurance can cover a range of exposures, including liabilities, assets and legal expenses cover. All of which can be tailored to your individual business needs to give you peace of mind to work without worry.

Liability insurance for home workers

If you have clients or suppliers visiting your home, then your working from home insurance will need to include public liability insurance to safeguard your business if a client were to sustain an injury as a result of an accident at your premises. As careful as you may be, accidents do happen, and injury claims can be costly, so adding public liability insurance to your insurance policy is essential.

If you are working from home and employ staff, then employers' liability is legally required to protect your employees against accidents that may occur during the course of their employment. Public liability and employers' liability insurance can typically be combined to make up part of your working from home insurance.

Commercial legal expenses should be considered to cover against tax and VAT disputes, employment disputes and compensation awards, as well as jury service allowance.

The nature of your trade will govern the other covers that would be relevant to you. For instance, if you are producing a product from home, whether its cakes, curtains or cabinets, you will need to consider product liability insurance to cover you if your product caused injury or damage to one of your customers. For instance, if you accidentally gave someone food poisoning, your product liability insurance would protect you.

Professional indemnity for home workers

If you’re involved in design work, providing advice or in a service led industry, then professional indemnity insurance should be a key consideration. If the advice you gave caused a client financial loss then you may be liable to pay compensation. Professional indemnity insurance for home workers can give you peace of mind knowing that should something unexpected happen, you’re protected.

Compare working from home insurance

Whatever your working from home insurance needs, we can help arrange the right working from home insurance for you, letting you focus on what really matters – your business. Get comparative quotes online or if you're not sure what you need call our advisors today for professional recommendations that are tailored to you.

Covers to consider:

  • Business contents and computer equipment
  • Products liability
  • Public liability
  • Employers' liability
  • Business interruption
  • Commercial legal expenses
  • Buildings cover
  • Cyber insurance

Start your insurance quote:

For advice:   
Request a call back

"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"It was a very efficient service. They gave me my chosen quote and set everything up within minutes. No trouble at all. I'm very happy with Premierline's service and will definitely recommend them"

Dr Chatterjee, Dentist, Warrington (Customer since July 2016)