Compare fitness consultant insurance

As a personal trainer your work might involve one to one sessions, group activities as well as compiling diet plans and workout routines for individuals. With so many activities involved, insurance should be a top priority to protect you in case something goes wrong. Accidents and injuries can happen when you least expect. As a self-employed personal trainer claims made against you could be damaging to your reputation and without the right insurance in place you could be personally liable to pay compensation claims.

We arrange personal trainer insurance that’s simple and hassle free to set up. Whether you’re doing yoga classes, kettlebells, pilates or one to one fitness sessions; we can find the right cover at the right price. You can protect your business online in a matter of minutes if you know the covers you need, or if you would like some guidance and advice then speak to one of our business insurance advisors who will be happy to help you. Don’t risk the business you’ve worked so hard to build – the right insurance can give you peace of mind and protect you should something unexpected happen.

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We work with some of the UK's leading insurers

  • Allianz Business Insurance
  • Aviva Business Insurance
  • AXA Business Insurance
  • Covea Business Insurance
  • Hiscox Business Insurance
  • LV Business Insurance
  • NIG Business Insurance
  • QBE Business Insurance

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Protecting your fitness trainer business

Being a personal trainer is rewarding work. Helping people achieve their goals, lose weight and get fit requires patience and positivity, but things can go wrong meaning you need comprehensive fitness consultant insurance in case something unexpected happens.

Fitness instructors are exposed to a number of risks, whether it’s a claim against you for injury, negligence or wrongful advice. You need protection that’s tailored to you and your business activities. So what are some of the risks involved and which covers might be most relevant to you?

Liability cover

Liability insurance is a key aspect of your personal trainer insurance to protect you against potentially large compensation claims should someone injure themselves during training. There are a number of instances that could trigger these claims; sports injuries, slips trips and falls, or even a member of the public tripping over your equipment. Claims made against you by clients or other third parties would typically be covered under public liability insurance which would take care of the associated medical and legal expenses, as well as any compensation you may be liable for.

Employers’ liability can protect you in similar circumstances if you employ staff. Whether you’re doing classes outside together or have your own individual speciality; employers’ liability is required by law to protect you for accidents your staff may suffer.  As careful as you may be, accidents can still happen when you least expect it and this cover can protect you and your staff should something go wrong.

Equipment cover

If you’re a mobile instructor insuring your equipment is crucial. Without your equipment you may struggle to complete your day to day activities. Whether its kettlebells, boot camps, aerobics or boxercise; fitness equipment does not come cheap so this should be a key consideration.

Personal Accident Cover

Personal trainers may experience an injury at some point. Whether these are minor or major injuries they could impact on your ability to work. Personal accident cover can protect you against a number of eventualities including loss of sight, temporary or total disablement and can give you peace of mind in case you have an accident that leaves you unable to work. This invaluable cover typically provides a weekly income until you are able to return to work to help tide you over financially.

Comprehensive fitness instructor insurance

We arrange insurance for personal trainers that is tailored to your individual requirements. We understand the variety of activities that you could be involved with, and are on hand to find the right cover at the right price for your livelihood. If you know the covers you need you can protect your business online in a matter of minutes. If you are looking for some guidance and advice, then give us a call. Our expert advisors are available on the phone to help make arranging your insurance simple and hassle free.

Covers to consider:

  • Public liability
  • Employers' liability
  • Equipment cover
  • Personal accident
  • Commercial legal protection

"The questions were straightforward and the adviser explained anything I wasn't sure of clearly. The whole process was quick and easy with an immediate quote at the end. Within about 15 minutes I had completed the questions, received my quote and my insurance was all set up. Thank You!"

Mrs Curtis Mobile Beautician, Lowestoft (Customer since January 2018)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”"

Mr Livesey, Newsagents, Kendal (Customer since August 2017)

"Professional, efficient, friendly and thorough service. They fully understood my specific business requirements, and sorted out an insurance policy which not only exceeded my previous cover, but was also a lot cheaper."

Mr Jones, Gym/Health Club, Essex (Customer since January 2018)