• Ageas
  • Allianz
  • Aviva
  • Covea
  • Hiscox
  • NIG
  • QBE
  • RSA
  • Feefo logo

Compare fitness consultant insurance

As a fitness consultant your work might involve one to one sessions, remote training sessions, group activities as well as compiling diet plans and workout routines for individuals. With so many activities involved, insurance should be a top priority to protect you in case something goes wrong. Accidents and injuries can happen when you least expect. As a self-employed fitness instructor claims made against you could be damaging to your reputation and without the right insurance in place you could be personally liable to pay compensation claims.

We arrange fitness consultant insurance that’s simple and hassle free to set up. Whether you’re doing yoga classes, kettlebells, pilates or one to one fitness sessions in person or online; we can find the right cover at the right price. Call us today to protect your business with Premierline. Our business insurance advisors are on hand to compare insurance quotes and can offer advice to help you select the right covers for your business. Don’t risk the business you’ve worked so hard to build – the right insurance can give you peace of mind and protect you should something unexpected happen.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 183 Feefo reviews

Start your insurance quote:

For advice:   
Request a call back


Protecting your fitness trainer business

Being a fitness instructor is rewarding work. Helping people achieve their goals, lose weight and get fit requires patience and positivity, but things can go wrong meaning you need comprehensive fitness consultant insurance in case something unexpected happens.

Fitness instructors are exposed to a number of risks, whether it’s a claim against you for injury, negligence or wrongful advice. You need protection that’s tailored to you and your business activities. So what are some of the risks involved and which covers might be most relevant to you?

Liability cover

Liability insurance is a key aspect of your personal trainer insurance to protect you against potentially large compensation claims should someone injure themselves during training. There are a number of instances that could trigger these claims; sports injuries, slips trips and falls, or even a member of the public tripping over your equipment. Claims made against you by clients or other third parties would typically be covered under public liability insurance which would take care of the associated medical and legal expenses, as well as any compensation you may be liable for.

Employers’ liability insurance can protect you in similar circumstances if you employ staff. Whether you’re doing classes outside together or have your own individual speciality; employers’ liability is required by law to protect you for accidents your staff may suffer.  As careful as you may be, accidents can still happen when you least expect it and this cover can protect you and your staff should something go wrong.

Equipment cover

If you’re a mobile instructor insuring your equipment is crucial. Without your equipment you may struggle to complete your day to day activities. Whether its kettlebells, boot camps, aerobics or boxercise; fitness equipment does not come cheap so this should be a key consideration.

Personal Accident Cover

Personal trainers may experience an injury at some point. Whether these are minor or major injuries they could impact on your ability to work. Personal accident cover can protect you against a number of eventualities including loss of sight, temporary or total disablement and can give you peace of mind in case you have an accident that leaves you unable to work. This invaluable cover typically provides a weekly income until you are able to return to work to help tide you over financially.

Property insurance for fitness consultants

Depending on where you conduct fitness classes, you may need to consider insurance that would protect your business buildings and contents. If you have a fitness studio you may require gym insurance. If you conduct classes or business administration from your home you may also require home business insurance as most home insurance policies exclude business activities.

Comprehensive fitness instructor insurance

We arrange insurance for fitness consultants that is tailored to your individual requirements. We understand the variety of activities that you could be involved with, and are on hand to find the right cover at the right price for your livelihood. If you are looking for some guidance and advice, then give us a call or request a call back. Our expert advisors are available on the phone to help make arranging your insurance simple and hassle free.

Covers to consider:

  • Public liability
  • Employers' liability
  • Equipment cover
  • Personal accident
  • Commercial legal protection


Start your insurance quote:

For advice:   
Request a call back


"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in. Thank you Premierline."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)